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Hi, we are a SPR couple and looking for one 2Br or 3BR unit. However, the total cash amount that we have now is roughly $110k and CPF is just $20k. And I understand that the total downpayment + Stamp Duty +MISC fee needed is roughly 28%.
1. Does it means that we are not qualified for the purchase? Or any intro which is affordable by us?
2. We need to make the total of 28% payment once we booked the unit?
3. When we should start to apply for loan with bank?
4. Please send me the brochure to me if possible.
Thank you.
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3 Answers

Robbie Chen Chee Howe
Hi,

I regret to inform you that you are not eligible for purchase of new EC.

In order to be eligible, at least one of you will have to be a Citizen.

If both of you are PR for more than 3 years, you can go for a HDB resale flat. If not, private condo will be your only option.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you and your partner in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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Hi Sir ,

Thank you for your query.
If one of you are SC, you can certainly purchase a new EC.
Perhaps you can share more on your finances on hand and preferences so that i can assist and suggest units in line with your expectations and project future growth.

Hope to hear from you ! Do view my awards , accolades and testimonials @ www.kumarrai.com . Thank you!

D Kumar
ERA Assistant Division Director
 +65 96659926 
ERA TOP ACHIEVERS 2014-2016
ERA MULTI MILLION CLUB
ERA ASIA PACIFIC WINNER 2014-2016 Read More
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