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Hi,

Before we get to the calculations, there is a recent policy which you may not be aware of where private property sellers need to wait out 15 months after selling before they can purchase resale HDB, unless they are 55 years and above buying a 4-room size and below. Hence this policy may potentially affect your plans.

If eligible, happy to breakdown the calculations for you again so you get a better idea.

Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
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Hi,

I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead. By the way, is your current property a condo? If so, after you dispose it, you are required to wait for a period of 15 months before you and your wife are eligible to purchase a resale HDB flat.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Is the current property a private property or also HDB?

I am quite confused on your calculations though. Perhaps you may let us know the existing outstanding loan as well as CPF funds utilised including accrued interest.

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Associate Group Director
Salesperson Registration No. R014783H
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OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
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Hello sir,

You are right that you'll need to decouple the current property with your brother if you intend to buy HDB with your wife.

However, that's not how a buyer would purchase your current property. It depends on the buyer's own CPF amount, loan amount and own cash amount.

If you're trying to calculate how much your brother need to pay to buy over your share, do contact me for more detailed breakdown or contact HDB for clarifications.

Still unsure? Text me at wa.me/6583330360 and I can help go through the criteria as well as the financial breakdown for you.

Thanks
Lucas Lim
SUSS Bsc (Marketing), Merit

Contact: (+65) 83330360 
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Hi

In order to advise further. I will need more details with regards to your profile and circumstances .Do contact me at 93375051  for a free and non obligatory consultation on this.

Regards
Taufik Hussein
Marketing Director
ERA Realty Network Pte Ltd
CEA Reg No: R061607B
Contact No: 93375051  Read More