Asked by Tan
Hi,
I am looking for a good and competent property agent to help me source for an in-principle approval for bank loan to finance buying of a HDB property. I used to have some bad credit history (not those really adverse like bankruptcy). However, I have since 2 years ago cleared all my liabilities with the bank and is now totally debt free. I would like to sell my 5 room flat and then use the proceeds to upgrade to a executive apartment due to bigger family unit. My monthly income is close to $7k and gross family income about $9k together with my wife. Have been gainfully employed for last 14 years. My wife has no adverse credit issues at all. I am not eligible for any hdb loan and so need to take up a bank loan. Any agent who has experience in handling such issues, please assist me. Thanks.
I am looking for a good and competent property agent to help me source for an in-principle approval for bank loan to finance buying of a HDB property. I used to have some bad credit history (not those really adverse like bankruptcy). However, I have since 2 years ago cleared all my liabilities with the bank and is now totally debt free. I would like to sell my 5 room flat and then use the proceeds to upgrade to a executive apartment due to bigger family unit. My monthly income is close to $7k and gross family income about $9k together with my wife. Have been gainfully employed for last 14 years. My wife has no adverse credit issues at all. I am not eligible for any hdb loan and so need to take up a bank loan. Any agent who has experience in handling such issues, please assist me. Thanks.
517 views