Firstly to understand the structure of payment, here's the initial financial outlay:
20% Cash (5% 15% CPF)
Buyer Stamp Duty 3%
ABSD* If Applicable
Misc Legal Fee
NO agent fees
Bank loan would be very much influenced by any outstanding loan, credit status, age and income etc.
As for the loan aspect, I will link you to my network of bankers to assess your loan eligibility and quantum, at no cost.
Right now, due to the weak market sentiments and downswing, prices of private resale have dipped substantially and made realistic and very affordable. This makes it the best time to enter the market! With high level of discounts and firesales in the primary market and fallen prices in the resale market, getting a 2BR in a matured estate with great attributes and capital potential upswing should not be an issue.
Do contact me at 96659926 for us discuss further on your requirements comprehensively to understand the crux of your requirements & expectations, to enable me to deliver a more accurate financial projection and breakdown of cash flow for your purchase after understanding your finances succinctly as well as to explore the possible options accordingly at no obligation.
ERA Associate Division Director
#1 team of ERA in Singapore, Asia Pacific International for 2014.
ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award
2015 Feb/April ERA Top Achievers
2014 Aug/Sept/3rd quarter/Dec/ overall 2014 ERA Top Achievers Read More
SPR households have to sell away their hdb after purchasing condo. Perhaps you may wish to explore dual key units for both stay and renting out purposes. It is essentially a home-stay unit plus another studio, with separate dual entrances for separate living. This will meet your objectives too. Thanks and hope to assist further with your housing plans.
(Client's Testimonials) Read More