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Hello! We are a couple who are intending to get married next year 2016 (still some time away), and we are looking around for our dream home. Our combined income is around 10000-12000, thus we have been ruled out by HDB BTO flats. Thus, we are looking at either EC, resale HDB or private condos. I have a few questions regarding this - 1. As this is our first house application, are we eligible for housing grant if we buy resale HDB? And what is the minimum downpayment we must pay for resale HDB? Can we go by HDB loan as well? 2.Same applies to private condo. I understand we may not be able to get any grants. What is the usual downpayment for purchase of condo? 3. Is there any ECs coming up in the west area? Many thanks for your reply in advance!
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5 Answers

Philip Chong
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If your income is less than 12k and both of you are SC, I would advise you to look into brand new EC due to its high potential upside. There are a few ECs coming up in the West. One of it which is the earliest is in Yuan Ching. Do drop me an email: propnex@me.com or call me @ 81613790  for more info. Rgds Philip Chong Associate Team Director Propnex Realty Pte Ltd. Read More
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Philip Chong
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If you are able to provide me your address via email, I will be able to provide you PropNex Consumer Guide which will answer all your 3 queries. http://propnex.com/propnexconsumerguide.aspx Rgds Philip Chong Associate Team Director Propnex Realty Pte Ltd Read More
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YT Tan (陈永达)
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Good evening, both of you wont be able to obtain any housing grant or hdb loan as your income has breached the income ceiling if you decide to purchase resale hdb thus you will only be able to obtain bank loan even for purchase of ec or private property. If you are keen to find out your 80% bank loan (in principle approval), let me get my banker advise you on it. As for upcoming ECs in the west, it will be yuan ching (should be end of this year) and westwood area. Feel free to contact me if you need any assistance in your property purchase. YT Tan ECG Property 9111 5171  Yt.lovelyhomes@gmail.com Read More
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Ayden Tan
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Hi, Do Contact me at 96611479  , we conduct regular EC showflat tour and consultation. Thanks. Read More
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Koh Zhen Hon
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Hi,

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