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Hi,
If you are over 35 years of age, YES, you can buy your mum's flat in your own right provided you also have your finances in place. If you are below 35, you cannot do that. Please contact me so that I can assist you.
Cheers!

Elan Govan
MABA (Lancaster)
 90170747 
jayelan@gmail.com
www.goodpropertiesguide.com Read More

Dear Ms,

Sorry to hear about your loss. I think the situation you have described is not so clear. Is your mum the sole owner of the flat now? If not, who is the co-owner? Are you married or above 35 years olf and a Singapore Citizen?

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

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Hi,

I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead. By the way, yes you could buy over this flat if you are at least 35 years of age under single scheme.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Good evening,

Sorry to hear about it. Care to share more information about your current situation?

I assume you are referring to a HDB flat. If it's a joint tenancy between your parents, your mom should be sole owner now. Care to share why you are thinking of buying over the house?

In order to purchase as a single, you will have to be Singaporean and above 35 years old.

If you wish to be a co-owner to finance any balance loan, you might have to approach HDB branch office for more clarification.

Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?

Best regards,

YT Tan
Property Kaki
You dream. I create. We make it happen!
Association of Chartered Certified Accountants Graduate
Singapore Accredited Mortgage Planner

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Hi,

1) In order to buy over and hold it under sole ownership. You must be a Singaporean and at least 35 yrs old or older.
2) If you have reached the required age, you have to apply for a loan from the HDB if current it is under the HDB loan.
3) Once you confirmed you have the financial backup from the HDB, you may proceed with the part-sell process.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answer your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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Hi,

You may add your name in as a co-owner of the HDB flat, or if you're eligible under one of the many HDB Eligibility Schemes, you may also choose to buy over the flat from her.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi,

Yes you can if you meet HDB’s eligibility schemes and criteria.
Namley,
- The flat that your mum owned has completed the minimum 5 years MOP
- You must be 35yo & above
- Able to get loan from HDB

Go to the link below for more info from HDB:
https://www.hdb.gov.sg/residential/living-in-an-hdb-flat/changing-owners-occupiers/change-in-ownership/resale-of-partshare

For further clarification or queries, please kindly contact me.

Best Regards,
John Lai
Associate Marketing Manager
PropNex
(M): 8444-0899 
Email: johnlaiproperty@gmail.com

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