AskGuru Q&A Community

Morning Rev Siv,

If your parents have purchased the unit directly from HDB, by adding your name to the ownership, HDB would perceived that you have enjoyed sudsidized unit once, unless it's sold in the open market under your mother's name.

As for your situation now, your mum is to return whatever CPF you have contributed, plus interest, before you can transfer your ownership. She would either have to get refinancing from bank or pay it off by cash. Alternatively, if your mum have not reached retirement age and you have enough CPF to play with, you can transfer your CPF OA to your mum and let her use it to offset whatever she owe you. You can also try write-in to appeal but would most likely be rejected.

FYI
Mike Lim
 96929209 
ERA Read More

Hi Ren Siv,

My suggestion is to make a trip to your Estate Branch office & get the duty Estate Officer to go through the various they can offer you with.

Do not speak to those manning the counter doing normal transaction, ask to speak to duty officer direct who is more specialize with in-depth housing concern.

Hope this help.

Cheers
Jaslin
Mobile 83339131  Read More