39 results for 'ltv'

The government announced new property cooling measures, effective from 30 Sep 2022 onwards. Read about the new property curbs here.

The Loan-to-Value ratio (LTV) determines how much you can borrow from HDB or banks when you take a property loan. The September 2022 property cooling measures in Singapore saw the LTV for HDB-granted loans lowered to 80%.

The Singapore property cooling measures announced on September 2022 saw LTV limits and higher TDSR and Mortgage Servicing Ratio, making it harder to buy property. But according to the latest Singapore Consumer Sentiment Study H2 2022, instead of postponing or adjusting their budget, some buyers are considering buying more expensive properties. Why? Find out.

Can an HDB owner buy a private property? Can condo owners to buy an HDB flat? We trawled through Government websites like IRAS and MAS and surveyed 6 main things to consider before owning both types of property in Singapore.

The Prime Location Public Housing (PLH) flats launched during the May 2022 HDB BTO exercise in Queenstown and Bukit Merah did not do as well as their predecessors. Here are 4 possible reasons why.

Making a downpayment for a condo is the first step to make when buying a condo in Singapore. Whether you're buying your first private property or upgrading from an HDB flat, learn how much you need to pay upfront in 2022.

Home loan refinancing came into the picture after talks with Justina and Bernard's close friend went well. It took them 9 years to settle for an HDB refinancing in Singapore.

The latest round of property cooling measures on 16 December 2021 came as a shock to many. According to the PropertyGuru Consumer Singapore Consumer Sentiment Study H1 2022, 52% welcomed them. Read on to find out more.

Bachelor pads in Singapore are becoming popular as more young people think of moving out in 2022, thanks to the COVID-19 pandemic. From how to choose a location to how to budget, here's a guide to get you started.

New Singapore property cooling measures (15 December 2021) lowered the TDSR; hence affecting how much buyers can borrow for their home loans. Read about how the new property curbs affect your in-principle approval, if at all.