33 results for 'ltv'

Making a downpayment for condo is the first step to make when buying a condo in Singapore. Whether you're buying your first private property or upgrading from an HDB flat, learn how much you need to pay upfront in 2023.

Learn about being a joint borrower in Singapore. The Monetary Authority of Singapore (MAS) mandates that all joint borrowers must also be owners of the property, so think carefully before you commit! Here are 5 key considerations.

The Loan-to-Value ratio (LTV) determines how much you can borrow from HDB or banks when you take a property loan. The August 2024 property cooling measures in Singapore saw the LTV for HDB-granted loans lowered to 75%.

Understanding loan tenure in Singapore and how it works is important for financing your property purchase. According to MAS, the maximum loan tenure for private property in Singapore is 35 years.

Whether it's you're a newly married couple looking for your first home, or a growing family looking to upgrade your property, or a retiree looking for a cosier place after your children have left the nest, here are some commonly asked property questions about owning a property in Singapore.

The government announced new property cooling measures, effective from 30 Sep 2022 onwards. Read about the new property curbs here.

The Singapore property cooling measures announced on September 2022 saw LTV limits and higher TDSR and Mortgage Servicing Ratio, making it harder to buy property. But according to the latest Singapore Consumer Sentiment Study H2 2022, instead of postponing or adjusting their budget, some buyers are considering buying more expensive properties. Why? Find out.

The Prime Location Public Housing (PLH) flats launched during the May 2022 HDB BTO exercise in Queenstown and Bukit Merah did not do as well as their predecessors. Here are 4 possible reasons why.

Home loan refinancing came into the picture after talks with Justina and Bernard's close friend went well. It took them 9 years to settle for an HDB refinancing in Singapore.

The latest round of property cooling measures on 16 December 2021 came as a shock to many. According to the PropertyGuru Consumer Singapore Consumer Sentiment Study H1 2022, 52% welcomed them. Read on to find out more.