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would like to check currently my parent have a hdb currently under my parent, joint tenancy .

i and my wife going to get another hdb for our own

My dad currently 68yr old have bank personal credit card debt close to 6 figure ,not bankrupt yet

My parent told me they going to leave the house to me after they not ard anymore , in the case if the last one pass on is my dad , do i have to pay the bank on his behalf when he pass on as i know cannot have two hdb and i need to sell the flat away ? HDB is fully paid.

would appreciate your professional advice thank you..
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