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We are married sc, thinking of upgrading to a new ec from our current 5room HDB flat.The TDSR of buying new EC from developer is up to 60% of total income?what is apply a haircut of at least 30% to all variable income (e.g. bonuses) and rental income;? any onlne calculation for this?how to calculate this.
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2 Answers

Alfred Chee 徐仲宏
Hi,

As the calculation of TDSR involves some complex calculations, it is best you speak to a banker to advise you on your eligible loan amount to determine your housing budget.

Some banks are open even on Sundays and Public holidays and they are more than able to advise you on your concerns.

Hope this helps.

Please feel free to contact me, Alfred @ 96428496  , for any housing enquiries or a non-obligatory discussion on your housing plans and how I can assist you.

Thank you and have a good weekend.

Warmest regards,
Alfred
DTZ
 96428496 
cheealfred@gmail.com Read More
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Hi

Alfred is right to advice you to approach a banker to discuss the TDSR.

Re: EC. Please do not hesitate to contact me regarding the upcoming launch at Sembawang - Skypark Residences. The E-app shd be happening in Sept (soon).

Angie HSR
 94778617  Read More
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