9 Answers

J.A. Goh 吴永益
Hi Owner,

Depending on how many years you have bought your condo? If it is under 4 years from the day you bought condo, then you will incur Seller's Stamp Duty.
You can buy a resale HDB first, and once you take the keys, you will have 6 months to dispose of your condo. If you do not need the money from disposing of the condo for the next HDB, then is good that you search for your next house first, renovate and shift in, then sell the condo as empty.
It also depends on what's your direction or future plan. Or you can find a buyer first, have free extension then buy HDB.
You can drop me an email or we can meet outside for a chit on your planning.

Kind Regards
ERA Branch Division Director
HP: 96390350
Email: gohja@singnet.com.sg Read More


Robbie Chen Chee Howe

You can choose to buy your HDB resale flat first, then sell off your existing condo within 6 months upon completion of your HDB purchase.

This way, it will be easier for you in terms of logistics and timeline.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305. I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
9748 6305
PropNex Realty Read More


Ivan Ng

Thanks for your query. The regulation is such that you need to dispose your private property within 6 months after key collection to your resale HDB. In current subdued resale market it is more optimal to secure a buyer first for your condo before purchasing the next one, as marketing the property for sale will take some time.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395
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Website: http://www.ivanng10.com/clientreviews
(Client's Testimonials)

--- HDB Flat Sellers Uncle "Seng" and Mdm. Png ---

Translation from Mandarin:

We are from the Pioneer Generation, already in our 70s, and have no experience selling HDB flat. As our new BTO is arriving, we considered selling our flat earlier.

We felt he was a patient agent who is willing to hear out our plans and concerns, and explain new HDB selling procedures clearly to us. He is also a hardworking agent who did Roadshows for weeks to create awareness for our unit, and we quickly found a buyer through this avenue.

We also appreciate that he made the extra effort to accompany us down to the Banks and Town Council to help us with the outstanding paperwork procedures, and ensure the sale go through smoothly. Throughout the process, we always felt assured and happy, as Ivan was always professional, accessible and saw things through till conclusion. Ivan will remain as a family friend and we will be glad to invite him over for coffee when our BTO is ready.

--- HDB Flat Sellers Mr. Hayum and Ms. Azizah ---

Ivan has justified our faith in appointing him as our Exclusive Agent. He transacted our unit at 620k, above valuation & highest price ever achieved for our block, within 2 months.

In a slow market, you need a proactive & committed agent who puts the extra effort. Besides advertising in papers & online intensively, he also had personally distributed flyers & spoke to potential buyers in neighboring blocks to increase exposure. Every week there were viewings & feedback.

He actually secured 2 attractive offers but assessed that the 2nd one will be a more smooth transaction. We're glad to have proceeded with his advice for a successful completion. Throughout he was professional and responsive. We wish him a great career and will be happy to recommend his services.

--- HDB Flat Upgraders Mr. & Mrs. Lee ---

We decided to engage Ivan as our agent as we were impressed with how he answered the enquiries on property guru website.

He has helped us to find our ideal unit and also sold our current unit. He was very patient and never pushy when we were looking for our ideal unit. He would tell us that it is always important to find a unit that we really liked.

When it comes to selling of our unit, he was always prompt in arranging for viewings and he also tried his best to arrange and consolidate the viewings due to our time constraints. He is a reliable and prompt agent and is always willing to clarify any concerns and questions that we have.

Thanks Ivan! :) Read More


Geryl Lim
Sorry that I am unable to interpret your question.

You are in a situation where you have not sold your condo but is awaiting the 2nd appointment of your HDB purchase.

Your plan is to sell the condo and purchase a bigger flat. Is that the situation you are in at the moment?

Have you worked out with your consultant on the procedures and commitments financially for the entire process of sales and purchase?

Can you get in touch with me in private in order to clarify the above so we can have a more accurate discussion?

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Geryl LIM
Associate Marketing Director
Global Alliance Property (L3010679B) - Century 21
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D. Kumar

I believe you should have your financial plan drawn up with computation of sales figures to ascertain the next best step. Do contact me for a non obligatory discussion. Do visit my website for my high level of awards and testimonials! Look forward to your reply!

D Kumar
+65 96659926
ERA Associate Division Director
www.kumarrai.com ( Recent Awards and Testimonials)

#1 team of ERA in Singapore, Asia Pacific International for 2014.

ERA 2015 Q1 Top Achievers (Top1% of ERA)
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Bhavina Kaur
Good evening!

In my opinion, it is best for you to secure a buyer for your condo before you put an option for a HDB. With the weak market sentiments, it may take a longer time to get a buyer for your condo.

If you decide to buy a HDB then find a buyer for your condo, you will be limiting yourself due to the 6 months timeframe to dispose of your condo.

What we can do is to draw out a timeline for you such that once you secure a buyer for your condo, you can then proceed to put an option for a HDB unit so that you will be selling and buying concurrently.

Let's discuss further on this and I look forward to assisting you accordingly!

Bhavina Kaur
ERA Realty

M: +65 9170 8295
E: bhavina7777@gmail.com
W: investbuysellrent.com
F: facebook.com/hellobhavina Read More


Johnny Goh Mui Huat
Dear Sir/Mdm,

Yes, you can proceed to buy the bigger HDB first. You will need to sell the condo within 6 months upon completion of the resale HDB.

Given the fact that you had own both a condo and HDB earlier, I don’t foresee you will have any problem financing the bigger resale HDB first before selling the condo. However, just take note that due to the current market sentiment, it may takes more than 6 months to sell the condo.

Hope that I have answered your question.

If you are looking for salesperson to assist you, I would like to offer my service.

Not all internet marketing is the same and we have the most advance marketing tools to give your unit an unfair advantage over the rest. One of the tools we have is virtual tour and this is absolutely free for our valued customer.

Check out one of our virtual tour at this link below

Don’t you agree that marketing plan is most important factor when trying to get the ideal buyer for your property?

Thanks and Regards
Johnny Goh
Associate Group Director
OrangeTee.com Pte Ltd
Mobile: 90906267
Email: johnny.goh@orangetee.com Read More


Nick Tan
Dear Sir,

My advice would be to sell first before you buy. This is because we are now in a buyer's market where there is an oversupply of units for sale vs a smaller pool of potential buyers.

It is easy to buy a property as there are a lot of choices in the market but not as easy to secure a good price for your property.

If you were to buy first, you will be bounded by the requirement to sell your condo within the 6 months period. In this case, in the absence of a good offer, you may need to sell the property at a price which is below your expectations!

Please feel free to contact me so that I can understand your situation better and provide you with further assistance!

Nick Tan
(M) +65 9644 4854
(E) nick96444854@gmail.com
(W) www.nick-tan.com

Testimonial from Satisfied Clients (2015/2016)
“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
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We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House)

“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefited a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”

Mr and Mrs Chan (Sold and Bought a property through Nick) Read More


Joanne Chia 谢诗琳
Good day sir / madam .

As per your question , yes you can rightfully buy a resale hdb before selling your condo .

Assuming you can afford to buy the hdb before selling your condo , the advantage of this sequence is , less hassle because only need to shift only once , from condo to your nicely renovated hdb (you have 6months to renovate your hdb and sell your condo concurrently while still staying in your present condo ) .

Kindly contact me for a no obligations chat for your property needs .

My charges are 1% commission for exclusive selling rights ( sole agent ) to your condo or 2% for open listing ( many agents ).

I can be of service to you too in your search for your choiced hdb.

Joanne chia
Hp 8333 3327 Read More