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Hi,

You can consider a condo if the cash proceeds for the sale of your current flat is sufficient. Feel free to contact me and I can give you a comprehensive report of your sale financials.

Thanks and regards,
Teck Chuan, Ng
BBA (Finance), NUS
ERA Realty Network Pte Ltd
Mobile: 9137 4602  Read More

Hi,

Which option will fit your retirement goals better? Do note that if you go for the BTO, you have to sell away your current hdb as well as pay a resale levy for the BTO when it is ready for key collection.

For 2nd property purchase (say condo), since you can get 80% , I presume you have fully paid up your hdb. Cash downpayment will be minimum 5%. Do note that ABSD of 7% will also apply if you are SC.

May I understand your plans further so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
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Good afternoon,

it would be good to understand your financial standing before advising you on the latter. The capital outlay and maintenance is higher when compared to HDB unit.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi,

Re: The best deals available through SG Professional- BuyRealtor.com & NewLaunchDeal.com

It best to decide it on your own. Agents do not in the right position to affect your decision.

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Hi,

You may wanna consider to buy a new EC if you are eligible.
Please do contact me for coffee.

Cheers,
William Koh
PropNex
 90271972  Read More

Good evening,

I will like to share with you that I did have a seller who sold his HDB with a negative sale and on top of that, he has to pay resale levy. He regretted he never meet me earlier so he didnt have to suffer so much loss.

In regards to private property purchase, if you are eligible for max 80% bank loan, your downpayment will be 5% cash and 15% CPF OA funds.

Btw please be mindful of these cooling measures if you intend to hold onto the HDB after MOP and invest in a second property.

1) you will be subject to 7% additional buyer's stamp duty
2) if you have outstanding loan, your max loan is 50% thus your downpayment will be 50%.
3) if you have utilised CPF in your current HDB, you have to set aside half of minimum sum $80.5k in your CPF OA + SA first before you can use the excess OA funds in this purchase.

Perhaps I need to find out from you to advise you what're the options.

My team has assisted numerous clients in building up their property portfolio without subjecting to ABSD (if possible). Will you be keen to find out more?

Just to share!

Only a one time sign up, you will be able to receive a free SMS update on the value of your home and neighborhood from me on a monthly basis.

Click this now: http://goo.gl/Gg5pe3!

Join me on board towards a hassle free update on valuation now!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Senior Associate Marketing Director
R043025D
Propnex Realty Pte Ltd
Estate Agent no. L3008022J
Blk 480 Lorong 6 Toa Payoh, #10-01/11-01 HDB Hub East Wing, Singapore 310480

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Hi Sir/Mdm,

I am afraid I will need more information from you before I can advise you appropriately. You should have a comprehensive financial plan drafted out first before you can weigh your options.

If it makes financial sense, then you should always upgrade ie to sell your current HDB and purchase a condo. This is because a condo has got greater potential of capital appreciation as compared to a HDB. You can also look at Executive Condo options if you are eligible as they are a good choice as well.

I have assisted many of my clients to upgrade from their HDB to a condo. Please feel free to contact me so that I can draw up a financial plan for you and advise you whether it will make sense to either buy a BTO or to upgrade to a condo!

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
(W) www.nick-tan.com

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