Hi,
Thanks for your query!
The initial cash outlay:
-80% Loan
-20% Downpayment (5% Cash, 15% CPF)
-3% Buyer Stamp Duty
-5% ABSD
-$3k legal misc fees
The first step forward is getting your IPA done. Perhaps I could link you to my network of bankers to establish your maximum loan at no cost.
Following that, you could furnish me with your exact requirements (unit type / any preferred location) and finances on hands to conduct the financial cash calculations/ progressive payments to shortlist & negotiate for the best possible price of the residences units you could otherwise consider. At the same time, I will take the opportunity to run through the key financial loan approval process, share some market insights/ provide you with recent sales transaction caveats and explain the entire procedural framework involved.
To add, there is no agent fees involved, hence my service and consultation comes at no cost ; and you are assured of being walked by step by step on the entire procedural framework - from technical matters to financial, legal matters and beyond.
D Kumar
+65 96659926
ERA Associate Division Director
www.kumarrai.com ( Recent Awards and Testimonials)
#1 team of ERA in Singapore, Asia Pacific International for 2014.
ERA 2015 Q1 Top Achievers (Top1% of ERA)
ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award
P Group
2015 Feb/ April/May/ June ERA Top Achievers
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