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Are you a Singapore Citizen? Did you receive any housing grant for your resale flat? If you have, you will be considered a 2nd timer. You will not need to sell existing flat when you apply, but closer to the TOP of the BTO unit, should you require the funds from the sale of your current flat to finance the purchase in order for you to collect keys, then you will need to time the sale proper in order not to jeoparise your key collection schedule.

I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

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Hi, you do not have to sell your existing unit first. What you have to firstly do is to apply for an HFE, which will tell you what you are eligible to buy, how much loan and grants you can get, as well as resale levy applicable. Closer to key collection for BTO,depending on how you plan to finance your purchase of BTO, the timeline for sale of your existing unit will differ. Perhaps I can assist you if you want.

Hi, hopefully you managed to get your doubt or query answered. If so, then congrats! Hopefully you are doing well now.

If you are currently or planning to find a property agent, I can assist.

If you are interested in prices of houses in your neighbourhood, you may visit this website to find out more or contact me.

https://www.era.com.sg/R064892F

If you are currently planning to go on a property journey selling/buying/renting/investing, I can be of assistance. Do feel free to reach out to me for more queries and assistance.

Landon Chew
97 39 60 40
landonchew@email.com Read More

Hi,

If your MOP of 5 years is met, and you fulfill all other hdb eligibility conditions like monthly income 14k and below, you can apply BTO first and need not sell your flat first. However if you decide to book a BTO unit, 10% downpayment and 3% approx stamp duties will be payable.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
ERA Multiple Diamond Award Achiever

SEAA Salesperson Achievement Award (Gold)
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Contact: (+65) 97432395 
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**Note: We are not prompted when you respond here, hence please get in touch directly. Look forward to hear from you soon! ** Read More

You can still buy a BTO flat! Here's a summary:

Eligibility Check: Apply for an HDB Flat Eligibility (HFE) letter to confirm your eligibility and any applicable grants or levies.
Selling Your Resale Flat (Timing): You don't need to sell your current flat immediately, but the sale might be needed closer to collecting the keys for your BTO flat (to use the funds).
Financing: Plan how you'll finance the BTO purchase. Depending on your plan, the timing of selling your resale flat might differ.
Additional Notes:

Ensure you've fulfilled the Minimum Occupancy Period (MOP) for your resale flat (usually 5 years).
Your monthly income needs to meet HDB eligibility requirements (around S$14,000 and below).
Applying for a BTO might involve upfront costs like a 10% downpayment and stamp duty (around 3%).
WhatsApp me at: ABLE Toh >>9856 9255 or through this link.:https://wa.me/6598569255

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"If you need more assistance with property matters:

like renting / selling, buying / or investing, I'm here to help!

WhatsApp me at: ABLE Toh >>9856 9255 or through this link.:https://wa.me/6598569255

(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

For buyers, I offer solutions for sourcing resale and new private homes at no charge.

I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

I also have partners to assist with mortgage home insurance matters.

Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

*** You can reach me at my Singapore mobile: (+65)>>9856 9255>> or email me at Able.selling@gmail.com.

From: ABLE Toh- Your Property ASSISTANT ：）

“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”

XXXXX The End XXXXXXX Read More

Hi, appreciate your sharing. Can apply 1st and decide
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

I would be glad to assist you.
Feel free to contact me at wa.me/6597100155 .
Hope to hear from you soon.
Pei
Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd

https://linktr.ee/peiproperty
https://r011838b.propnex.net Read More