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I intend to purchase a flat. The HDB ruling is so confusing. I need some help. My spouse is not a Singapore Citizen nor is he a PR. My question is, am I eligible to purchase a BTO, DBSS flat? Household Income, does that include occupants income? Thanks!
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3 Answers

Joanne Chia 谢诗琳
You may apply under Non-Citizen Spouse Scheme - You, the applicant must be a First-timer and a Spore citizen, and your spouse who is not a Singapore Citizen or Singapore Permanent Resident. (Condition A) If you are aged 21 years or above, your spouse must have a Long Term Visit Pass or Work Pass. The pass must have a validity period of at least 6 months and it must be valid at the time you submit your application to buy a resale flat. (Condition B) If you are aged 35 years or above, Your spouse must have a Visit Pass or Work Pass. The pass may have a validity period of less than 6 months, however, it must be valid at the time you submit your application to buy a resale flat. There is no income ceiling unless you are applying for CPF Housing Grant or an HDB Loan. Read More
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Hi there, my friend Joanne Chia has given you the detailed requirement. But deciding on a BTO/DBSS will take sometime, and also the application and processing is not instant. Do note that your spouse will be required a long term social visit pass. Many a time, we see problems cropping up when a social visit pass is granted and is not permitted to be extended. __________________ Also ensure that your marriage certificate has been validated by the authorities________________If you are unable to complete the process in choosing your BTO/DBSS, there will be a penalty. Hence the best is to ensure that your spouse can get an Employment pass to be allowed to stay in Singapore longer.____________At the present moment, prices of Resale flats are dropping, with many flats selling below valuation, you could attempt looking for a resale flat. Because if you are currently renting instead of owning your own flat, it might be more costly in the long term because it takes about 4 years to build a HDB Read More
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