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Hi

You may want to text 9620 0827  for a casual chat. We can share with you a Proforma Financial Statement, the transaction process and timeline.

Regards

Gavin Read More

Hi,

Sure typical breakdown for SPR 1st residential purchase as follows:

(1) Cash 5% 32.5k
(2) CPF OA 20% 130k
(3) Stamp duties and legal fees approx 8% (ABSD+BSD) 49.6k (can use CPF OA if sufficient)
(4) Max home loan 75% 487.5k

(1) to (3) are typically payable within 2 to 3 weeks of booking, depending if you are getting new launch condo or resale.

Based on the salary of 4.9k per month, assuming you have no other major loan installments and good credit score, the max home loan is approximately 629k for a period of 28 years.

Depending on the cash available, you should be able to purchase up to 835k price, as long as you are comfortable with the monthly repayment and finances.

I have worked with similar clients and be able to share some value buys within your preferred range.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
ERA Diamond Achiever

ERA Top 15th Achiever in April 2019 (Top 1% Company Level)
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SMU BBM (Finance), Magna Cum Laude
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Contact: (+65) 97432395 
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(Client's Testimonials)

**Note: We are not prompted when you respond here, hence please get in touch directly. Look forward to hear from you soon! **

-- EC Sellers, Private Property Buyers Dr. Chan & Ms. Xie --

I would like to compliment Mr Ivan Ng for his professional work and effort.I sent my first post in Jan 2019 and Ivan replied promptly, so I have decided to contact Ivan for follow up. My EC was not ready for sale due to MOP (another 3 months from Jan) at that time and Ivan was able to give me advices on how to proceed from there. Initially we have decided to try to write to HDB for early sale but since it was only 3 months left, eventually we waited for another 3 months while we looked for our next property. Ivan was able to arrange for new property showroom appointment at a timely manner while helping us to list for our EC for sale. We were a bit worried when our EC sale time was longer than expected due to trade war, but Ivan was able to reassure us that our EC would sell. By November, he managed to secure a buyer for our EC. Thank you.

-- HDB Yishun BTO 5-RM Sellers, Private Property Upgraders Mr. & Mrs. Koh --

I would like to express my appreciation to Ivan Ng for his excellent work. Ivan is a dedicated, client-focused, patient and sincere agent. Throughout the whole process of selling and looking for our next property, he has always acted very professionally that makes my wife and I feel at ease and assured. Ivan is not a pushy and hard sales agent. Ivan listens and understands our needs and carefully guided us through. We are fortunate to have Ivan as our agent. Thank you Ivan. Read More

Hi, I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Hope to hear from you soon and have a great week ahead.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Good evening Sir/ Mdm,

You should be able to obtain max 75% bank loan based on property value of $650k.

5% cash downpayment: $32,500
20% cpf/ cash downpayment: $130,000
Estimated 3% buyer stamp duty: $14,100
5% additional buyer stamp duty as SPRs: $32,500
Legal fee $2500+
Valuation fee $400+

Hope my sharing aids in clearing your doubts.

May I know how can I value add further in your property needs?

"Build Legacy, Comfortable Retirement"

*Transforming my clients' lives*
*Wont let your hard earned money to go into waste*
*Let your money works harder for you*

YT TAN 陈永达 | ACCA Graduate, RES
R043025D
Propnex Realty Pte Ltd

(M): +65 9111 5171 
(E): yt.tan91115171@gmail.com
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Find out your property value for FREE on a monthly basis. Simply sign up by clicking the link below:

http://bit.ly/yt_proptrack Read More

Hi
I would be glad to assist you.
Feel free to contact me at 97100155  .
Pei Propnex Read More

Dear Sir,

If you can stretch your budget slightly up to 700k, I will be able to recommend you a development located within walking distance to MRT, in a matured estate and with tremendous upside potential in the next 5 to 10 years.

Please feel free to contact me so that I can share with you more in details.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
Visit my website to know me better: www.nicktan.com.sg

I was featured recently on Council for Estate Agencies (CEA) Newsletter:
http://bit.ly/CEAnews

I have written a guide on buying Residential Property:
http://bit.ly/buypropertyguide

Testimonial from Satisfied Clients
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefited a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
Mr and Mrs Chan (Sold and Bought a property through Nick)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

Hi
Take an example of $650,000 condonmium. Initial cost would be:
5% cash downpayment: $32,500
Buyer Stamp duty and additional buyer stamp duty: $46,800 est (can be financed using CPF but might have to pay in cash first before CPF board refunds due to timeline issue.
Legal Fee: $3000 est ( financed through CPF)
20% deposit: $130,000 (financed through CPF)
Loan needed: $497,500 (depends on maximum loan amount banks willing to give based on personal profile)
Do contact me at 93375051  for a free and non obligatory discussions on this.
Regards
Taufik Hussein
ERA Realty Network Read More

Hi
Take an example of $650,000 condonmium. Initial cost would be:
5% cash downpayment: $32,500
Buyer Stamp duty and additional buyer stamp duty: $46,800 est (can be financed using CPF but might have to pay in cash first before CPF board refunds due to timeline issue.
Legal Fee: $3000 est ( financed through CPF)
20% deposit: $130,000 (financed through CPF)
Loan needed: $497,500 (depends on maximum loan amount banks willing to give based on personal profile)
Do contact me at 93375051  for a free and non obligatory discussions on this.
Regards
Taufik Hussein
ERA Realty Network Read More

Dear Sir/Madam,

You can actually afford more than just 650K property

Kindly contact me at 9726 1112  I would love to share with you on the options available to you

Thank you and best regards,

Jenny Tran
 9726 1112 
ERA Realty Network Pte Ltd Read More

Hi,

Based on your age and income, you should be able to purchase a property in the range of $650k-$700k.

Breakdown for a $650k property as follows:
5% CASH Downpayment: $32,500
20% CPF Downpayment: $130,000
BSD: $14,100
5% ABSD: $32,500
Legal fee approx $2500

I am experienced and well-versed in both private and HDB resale transactions. I will be able to assist you in your housing plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi Sir/Madam

I will be glad to assist, will you be free to meet up for short discussion this weekend? Coffee on me :)
No agent fee from private property buyer

I won't be able to contact you first as I do not have your contact, appreciate if you can contact me at (65) 96608508  or Silviayang8@gmail.com
or click here http://bit.ly/2tzIQ1a to whatsapp me for no obligation discussion
Thank you.

Warmest regards,

Silvia Yang (Silvia Yogisaputra)

PropNex Realty Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com Read More

Greetings from Ohmyhome!.

We are able to assist you on this matter.

For more information, kindly contact us at 68869009  or WhatsApp us at 97551009  .

Richmond Chia
Senior Advisor
Ohmyhome Pte Ltd Read More