Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

Anonymous in Home Financing

asked on 7 Dec 2013

With combine of $100k in our ordinary account, what consideration should I make to decide on the amount of down payment to pay for a house other than to meet the 10percent e.g. Property Price at $450k?

0 • 572 views 1 Answer

Anonymous in Home Financing

asked on 7 Dec 2013

Hi Guru, What is the best option using CPF and the least amount of cash to purchase Pasir Ris One, 5 RM ? Deferred payment or progressive payment ? Assumed that we have approximately $ 297K in our CPF OA account. No outstanding loan with our 4 RM...

0 • 846 views 1 Answer

Anonymous in Home Financing

asked on 6 Dec 2013

HI ... I am considering several options at this moment and would like to check what kind of finance / loans I could access in order to determine my budget which affect my choice of property to go for. Monthly income of sgd 15k exclude comms Single...

0 • 748 views 1 Answer

Anonymous in Home Financing

asked on 1 Dec 2013

I'm a single in my twenties, and earn about $50+k a year. What is the maximum amount which I can borrow, considering I have no other loans at the moment?

0 • 644 views 1 Answer

Mr. Patrick Chong in Home Financing

asked on 27 Nov 2013

Hi All, I have got quite a few questions about housing loan. Current Situation Still financing existing HDB loan for 1st HDB flat. Have sufficient balance in OA to clear off the HDB loan. Interested to look for 2nd property for investment purpose....

0 • 1185 views 6 Answers

Mr. Segar Gopal in Home Financing

asked on 25 Nov 2013

Hi Gurus, My HDB flat is under joint tenancy and we have an outstanding loan of $195K. My wife and I have sufficient CPF to redeem the loan but have not done so at this point of time. We have also recently invested in a private property for which...

0 • 503 views 1 Answer

Anonymous in Home Financing

asked on 24 Nov 2013

If I want to purchase a 4rm resale flat.. And have a max hdb loan of $290000.. How much do I have to pay for monthly installment for the next 25years?

0 • 706 views 1 Answer

Anonymous in Home Financing

asked on 21 Nov 2013

To apply for bank home loan should we submit our annual income tax or 3 months payslip? usually our income tax will be more so any difference in the loan amount approved?

0 • 601 views

Anonymous in Home Financing

asked on 21 Nov 2013

Hi we are married sc, our total monthly income is 4k, debt free,our total cpf is about 150k and cash 80k.what is the roughly maximum price of new EC unit we can purchase? i checked with banks and i know my home loan affordability.im only...

0 • 890 views 5 Answers

Anonymous in Home Financing

asked on 21 Nov 2013

Hi we are married sc, our total monthly income is 4k, debt free,our total cpf is about 150k and cash 80k.what is the roughly maximum price of new EC unit we can purchase? agents who have clients with similar salary range can share?thanks

0 • 570 views 1 Answer

Mr. tan ming in Home Financing

asked on 21 Nov 2013

i just divoced ,im 43 years old .after sell my hdb i get 170k (120k hv to return to cpf )i wish to buy a room flat .do i able to get loan to buy ?

0 • 852 views 4 Answers

Anonymous in Home Financing

asked on 19 Nov 2013

Suppose I took a 80% loan 20 years duration from the bank to purchase a project under construction. As such, when do I need to start servicing the monthly loan? Can I choose to service the loan after only TOP?

0 • 665 views

Anonymous in Home Financing

asked on 19 Nov 2013

Our budget is 750k..we are looking to buy a new ec,don't mind the size as long must be 3 bedder unit.our prefered location in the east or northeast.any 3 bedder ec unit within our budget?

0 • 629 views 2 Answers

Anonymous in Home Financing

asked on 13 Nov 2013

I currently own a studio condo with my husband. The loan balance is now only $300k. We would like to transfer as a gift this condo to our daughter who is now 22 yrs old & she also started working. What are the cost/s involved in a transfer as...

0 • 743 views 1 Answer

Anonymous in Home Financing

asked on 11 Nov 2013

If I finished service my hdb loan and wanted to buy condo/pte. I understand I may still get 80% loan for the new property. But due to the absd 7% I am short of cash/cpf. Can I still get a mortgage loan with my hdb for lower sum below 100k?

0 • 693 views

Mr. Weijie Lin in Home Financing

asked on 10 Nov 2013

Hi there. I am a singaporean who just purchased a condo unit in jb. I am in the look out now for bank which offer low interest rate and get it approached to sign the SPA by end of 2013. Any advise from you all? Especially singaporeans who has...

0 • 427 views 1 Answer

Anonymous in Home Financing

asked on 10 Nov 2013

Hi, I only managed a poor $251,000 for HLE and i only have about $60k available in the CPF because of investment. I heard i have a $15,000 grant. So what is the price range of the flat should i be tragetting? Thanks.

0 • 697 views 2 Answers

Anonymous in Home Financing

asked on 9 Nov 2013

Am servicing a HDB loan currently. Want to see if I got enough cash for property investment. How much downpayment required to buy condo, let's take example of recent launches

0 • 635 views 1 Answer

Mr. peter chan in Home Financing

asked on 9 Nov 2013

Hi, I'm a foreigner and my wife is a Singaporean. We both work in Australia. Can we co-borrow with a Singapore bank to buy a resale 3 room HDB flat ? Please Advise.

0 • 982 views 4 Answers

Anonymous in Home Financing

asked on 5 Nov 2013

I am 37 year female married own a 5rm HDB flat with hubby( almost fully paid left only 40-50K which we have in our CPF) I am planning to divorce. I would like advise on my ability to afford a condo (possible 500K?) . I am working and earning...

0 • 776 views 3 Answers

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