Property & Real Estate Discussions on Home Financing

3498 Results Found in Home Financing

Anonymous in Home Financing

asked on 22 Oct 2024

What happens to the grant provided by HDB if I'm buying a second BTO with HDB again. The grant will be transferred back to CPF and be used for second BTO?

0 • 1725 views 15 Answers

n***@gmail.com in Home Financing

asked on 20 Oct 2024

I’m 50 and has a monthly income of $8000. My wife is a homemaker. We intend to sell our EM which is valued at about $1m. We are considering some options: BTO, resale 5-room or a 3-bedder condo. Gurus, please advise.

0 • 192 views 11 Answers

n***@gmail.com in Home Financing

asked on 20 Oct 2024

I’m 50 with a monthly income of $8000. My wife is a homemaker. We wish to sell our EM which is near an MRT station and max cash out. Should I wait for BTO or buy resale HDB? Is condo even possible?

0 • 61 views 4 Answers

n***@gmail.com in Home Financing

asked on 20 Oct 2024

Hi. I’m 50 and my monthly income is about 8000. Wife is unemployed. We own an EM near an MRT station. Any advice to sell the unit and max cash out? Get BTO or resale? Is condo even possible? Thanks!

0 • 82 views 6 Answers

Paul in Home Financing

asked on 15 Oct 2024

I am 58 years old with a monthly income of $11,000. I will like to purchase a condo with my daughter who is 21 years old. However, my daughter is still studying and she currently does not have an income. How will the maximum loan tenure be...

0 • 117 views 6 Answers

russell Lee in Home Financing

asked on 15 Oct 2024

For a private property, can my wife be the sole owner but both of us use CPS OA to service mortgage??

0 • 367 views 10 Answers

Anonymous in Home Financing

asked on 14 Oct 2024

If I have a bad credit score and have fully paid my dues, can my partner and I apply for bto and get hdb loan? We have an approved HFE.We want to apply for upcoming sales launch

0 • 571 views 5 Answers

M***@gmail.com in Home Financing

asked on 10 Oct 2024

I need to appeal for HDB loan to buy resale flat as I'm divorced Bank can't loan me as I'm buying a 1room flat

0 • 216 views 3 Answers

d***@gmail.com in Home Financing

asked on 8 Oct 2024

Hi I jus received an email from HDB stating the maximum HLE loan i can get is from $52,200 to $76,500 for my new BTO flat for my first purchase. I am willing to top up the balance in cash after CPF deduction monthly. Guess they are not allowing....

0 • 75 views 3 Answers

y***@yahoo.com.sg in Home Financing

asked on 6 Oct 2024

Hi, my wife is a SG PR and she works in Malaysia. I purchased a HDB under the single scheme before we got married. If I were to buy a private property under my wife’s name, will she be subjected to absd? Can she apply for a loan in sg?

0 • 104 views 9 Answers

r***@msn.com in Home Financing

asked on 5 Oct 2024

Hello, currently staying at a 4 room bto going to MOP. It was fully paid since day 1 of buying and didn't apply for any hdb loan before. I'm planing to upgrade. I want to keep cash from my proceeds.... and if I'm applying hdb loan '1st time' ......

0 • 75 views 8 Answers

e***@gmail.com in Home Financing

asked on 27 Sept 2024

My hubby and I are 57 and 58 years old. Would like to buy 4 room resale hfb goats. What's our LTV?

0 • 626 views 8 Answers

Anonymous in Home Financing

asked on 24 Sept 2024

My husband completed his DMP two years ago. I have loans and credit card bills from various banks, so my financial record isn’t great. We have both been PRs living in Singapore for 16 years. Due to the increasing rent, we would like to buy a...

0 • 542 views 4 Answers

Anonymous in Home Financing

asked on 24 Sept 2024

Should I make early repayment for HDB loan using my CPF? Will this help reduce the interest expenses on my HDB loan? I understand that doing so may also result in higher accrued interest in my CPF.

0 • 4705 views 7 Answers

Angela Lim in Home Financing

asked on 22 Sept 2024

Hello, I have a question on payment schedule for new launch condo. I understand I will have to pay a 15% down-payment within 8 weeks of exerting the OTP. The next stage of payment would be another 10% for foundation of work between 6-9 months from...

0 • 2588 views 12 Answers

e***@yahoo.com in Home Financing

asked on 21 Sept 2024

My husband and I do not own any property as we have sold our condo more than 5 yrs ago. My mum wants to sell off her HDB flat to us so that she monetise the property for maintenance. Is it posssible to use half of the full retirement sum in the...

0 • 69 views 4 Answers

Anonymous in Home Financing

asked on 10 Sept 2024

My bro in law has recently passed on.... He is the sole owner of a HDB flat.. He took bank loan to finance his flat purchase... We have submit his death certs to the bank but we still receive letter for his loan repayment.. In cases like this...

0 • 205 views 9 Answers

b***@gmail.com in Home Financing

asked on 6 Sept 2024

I am a long LTVP+ and my husband is PR. We can't take hdb housing loan. I want to buy a private property under his name, but my husband only will get around 500k as loan amount. For buying private property under his name, will bank consider my...

0 • 274 views 7 Answers

p***@yahoo.com.sg in Home Financing

asked on 4 Sept 2024

Can I refinance my fully paid executive condominium?

0 • 416 views 10 Answers

Anonymous in Home Financing

asked on 3 Sept 2024

We are thinking of buying another condo worth 800k, how much is the loanable amount and other charges? There is still an existing loan of less than 5 years for our exiting condo.

0 • 131 views 8 Answers

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