Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Anonymous in Home Financing

asked on 22 Aug 2023

After I paid the option to purchase for condo (remaining 4%). Can i request for cpf to utillize my CPF OA and make payment for the stamp duty and legal fees? I will top up the excess in cash if required. Reason being, my CPF has the funds...

0 • 390 views 7 Answers

s***@hotmail.com in Home Financing

asked on 19 Aug 2023

Hi i m selling my current resale flat and wait for the e money to be refunded to my retirement account for my bto. As i m 57 this year but i have seek approval from cpf in 2021 to use up the money in my retirement account and they approve it but...

0 • 127 views 6 Answers

Anonymous in Home Financing

asked on 17 Aug 2023

Probably a better question for a loan officer, but thought I would just ask. If I want to buy a $1.8 - $2MM condo and have $400k for the down payment, are the SG banks generally open to a $100k personal loan to bridge the down payment for the 75%...

0 • 1097 views 8 Answers

Anonymous in Home Financing

asked on 16 Aug 2023

I’m a SC currently own a HDB flat and MOP is up next year. If I buy a new condo launch, will I be charged ABSD?

0 • 304 views 14 Answers

Bruce Wayne in Home Financing

asked on 8 Aug 2023

I am a PhD student in the US and my spouse is working in Singapore. Both of us are PR. I receive stipend income from the university. We are planning to get a HDB resale. Can I know which banks accept stipend income for home loan? Thank you.

0 • 167 views 6 Answers

Anonymous in Home Financing

asked on 5 Aug 2023

May I check for HFE eligibility if in order to maximise the loan availability of the home loan 1) If sibling is living elsewhere but IC states our home address , will we have to count the sibling income ? Is it okay to not count the sibling so...

0 • 206 views 4 Answers

Anonymous in Home Financing

asked on 4 Aug 2023

I’m a Singaporean planning to buy a condo, but my partner who is PR will also be staying there (we are not married). Can we apply for bank loan under both our names if the property is only under my name?

0 • 117 views 9 Answers

Anonymous in Home Financing

asked on 3 Aug 2023

Hi I am planning to buy a private property. I know that I need to pay the 5% cash down payment first. I have the funds but they are in Singapore saving bonds now and will mature around 2 months after down payment. What can I do? Will the bank...

0 • 222 views 10 Answers

Wei in Home Financing

asked on 3 Aug 2023

Hi I am thinking of buying a property from a relative. Understand that the LTV is 75%. Would like to check if I purchase the property below its market value, would there be any impact? My relative will refund his full cpf with accrued interest....

0 • 178 views 6 Answers

Anonymous in Home Financing

asked on 28 Jul 2023

I have a HDB under my name. Can my spouse buy a private property under her name and the bank loan is under my name?

0 • 261 views 7 Answers

y***@gmail.com in Home Financing

asked on 24 Jul 2023

Hi, I owned a private condo. My fiancé recently bought a resale flat. Will I be asked to sell off my private condo once we get married in the near future? Thinking of refinancing home loan but this is a question to ask before I commit.

0 • 169 views 6 Answers

w***@yahoo.com in Home Financing

asked on 18 Jul 2023

Any impact if I tender resignation after accepting a refinancing offer?And the last day of service would be after completion date

0 • 216 views 6 Answers

n***@hotmail.com in Home Financing

asked on 17 Jul 2023

I have completed my DRS but has yet to get the certificate of clearance. Is there any possibility the bank mortgage can be approved?

0 • 159 views 4 Answers

Andrew Chung in Home Financing

asked on 16 Jul 2023

What is the maximum age to get housing loan

0 • 170 views 7 Answers

Andrew Chung in Home Financing

asked on 16 Jul 2023

What is the maximum age to get a housing loan

0 • 99 views 4 Answers

Anonymous in Home Financing

asked on 10 Jul 2023

Hi all Good day. I am referring to the below link: https://www.propertyguru.com.sg/property-guides/complete-guide-to-paying-for-a-resale-flat-in-singapore-9921 [ HDB Resale Fees For HDB Loans: A Breakdown: Conveyancing fee for OTP (based on...

0 • 351 views 5 Answers

Anonymous in Home Financing

asked on 3 Jul 2023

Hi Gurus, I cleared DMP several months ago and looking now for pte pty IPA. I submitted to 1 bank and got low LTV. Any idea if able to max out to 75%?

0 • 132 views 7 Answers

Anonymous in Home Financing

asked on 27 Jun 2023

Hi , just would like to check .. Im in progress of applying Citizenship (already applied and pending) Currently PR.. and found a property i like and wanna go ahead to purchase.. Can ABSD 5% reimburse upon getting citizenship, assume within 12...

0 • 161 views 9 Answers

Anonymous in Home Financing

asked on 20 Jun 2023

How come some IPA is requesting for OTP? I am looking to sell my house and change housing. But before i do that, i would like an estimated indication of how much i can loan (via IPA, not online calculators). Any advice? Don't want to be caught...

0 • 527 views 10 Answers

a***@gmail.com in Home Financing

asked on 12 Jun 2023

I'm getting 55 years old on next year. I'm living in 7 years old 4 rooms hdb flat in CCK area. Any idea I can use my CPF ordinary account instead of trap in the retirement sum when reach 55 for upgrade to 5 rooms or biggest flat?

0 • 322 views 7 Answers

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