Property & Real Estate Discussions on Home Financing

3437 Results Found in Home Financing

Anonymous in Home Financing

asked on 5 Aug 2023

May I check for HFE eligibility if in order to maximise the loan availability of the home loan 1) If sibling is living elsewhere but IC states our home address , will we have to count the sibling income ? Is it okay to not count the sibling so...

0 • 155 views 3 Answers

Anonymous in Home Financing

asked on 4 Aug 2023

I’m a Singaporean planning to buy a condo, but my partner who is PR will also be staying there (we are not married). Can we apply for bank loan under both our names if the property is only under my name?

0 • 101 views 8 Answers

Anonymous in Home Financing

asked on 3 Aug 2023

Hi I am planning to buy a private property. I know that I need to pay the 5% cash down payment first. I have the funds but they are in Singapore saving bonds now and will mature around 2 months after down payment. What can I do? Will the bank...

0 • 130 views 9 Answers

Wei in Home Financing

asked on 3 Aug 2023

Hi I am thinking of buying a property from a relative. Understand that the LTV is 75%. Would like to check if I purchase the property below its market value, would there be any impact? My relative will refund his full cpf with accrued interest....

0 • 107 views 5 Answers

Anonymous in Home Financing

asked on 28 Jul 2023

I have a HDB under my name. Can my spouse buy a private property under her name and the bank loan is under my name?

0 • 140 views 6 Answers

y***@gmail.com in Home Financing

asked on 24 Jul 2023

Hi, I owned a private condo. My fiancé recently bought a resale flat. Will I be asked to sell off my private condo once we get married in the near future? Thinking of refinancing home loan but this is a question to ask before I commit.

0 • 133 views 5 Answers

w***@yahoo.com in Home Financing

asked on 18 Jul 2023

Any impact if I tender resignation after accepting a refinancing offer?And the last day of service would be after completion date

0 • 143 views 5 Answers

n***@hotmail.com in Home Financing

asked on 17 Jul 2023

I have completed my DRS but has yet to get the certificate of clearance. Is there any possibility the bank mortgage can be approved?

0 • 107 views 3 Answers

Andrew Chung in Home Financing

asked on 16 Jul 2023

What is the maximum age to get housing loan

0 • 144 views 6 Answers

Andrew Chung in Home Financing

asked on 16 Jul 2023

What is the maximum age to get a housing loan

0 • 90 views 3 Answers

Anonymous in Home Financing

asked on 10 Jul 2023

Hi all Good day. I am referring to the below link: https://www.propertyguru.com.sg/property-guides/complete-guide-to-paying-for-a-resale-flat-in-singapore-9921 [ HDB Resale Fees For HDB Loans: A Breakdown: Conveyancing fee for OTP (based on...

0 • 285 views 4 Answers

Anonymous in Home Financing

asked on 3 Jul 2023

Hi Gurus, I cleared DMP several months ago and looking now for pte pty IPA. I submitted to 1 bank and got low LTV. Any idea if able to max out to 75%?

0 • 112 views 6 Answers

Anonymous in Home Financing

asked on 27 Jun 2023

Hi , just would like to check .. Im in progress of applying Citizenship (already applied and pending) Currently PR.. and found a property i like and wanna go ahead to purchase.. Can ABSD 5% reimburse upon getting citizenship, assume within 12...

0 • 126 views 8 Answers

Anonymous in Home Financing

asked on 20 Jun 2023

How come some IPA is requesting for OTP? I am looking to sell my house and change housing. But before i do that, i would like an estimated indication of how much i can loan (via IPA, not online calculators). Any advice? Don't want to be caught...

0 • 357 views 9 Answers

a***@gmail.com in Home Financing

asked on 12 Jun 2023

I'm getting 55 years old on next year. I'm living in 7 years old 4 rooms hdb flat in CCK area. Any idea I can use my CPF ordinary account instead of trap in the retirement sum when reach 55 for upgrade to 5 rooms or biggest flat?

0 • 212 views 6 Answers

h***@gmail.com in Home Financing

asked on 9 Jun 2023

Hi I'm 45 year old woman,divorced,no children. If I need to buy a hdb,my cpf only got 50k,how much cash I need if I only want to buy a one room flat. I do not have much cash,onli 70k. I sold hdb before. How much loan I can get from hdb?

0 • 151 views 4 Answers

k***@gmail.com in Home Financing

asked on 7 Jun 2023

My spouse is currently on Long-Term Visit Pass and I am a Singaporean citizen. I applied for an HDB loan recently and was surprised to find out that the amount granted was only $150,000, which is much lower than my expectations. As of now, my wife...

0 • 143 views 4 Answers

ashesh rocky in Home Financing

asked on 5 Jun 2023

Hi, We are currently looking to purchase our first property in Singapore as a Couple. I am currently on EP (foreigner) and Spouse is SPR. We are both in Singapore for well over 13 years. Due to the recent hike in ABSD % for foreigner, it doesn't...

0 • 420 views 7 Answers

j***@gmail.com in Home Financing

asked on 3 Jun 2023

Hi, if my gf and I applied for a bank loan 2 years ago for our 5 room bto flat and both of us are now unemployed, does the bank do any form of reassessment during key collection or does the previous loan still stands?

0 • 178 views 4 Answers

a***@gmail.com in Home Financing

asked on 29 May 2023

If my GF is working and I'm a student are we unable to get deferred income assessment now?

0 • 238 views 5 Answers

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