AskGuru Q&A Community

Dear Sir/Mdm, it will be better if I can arrange an appointment with you to further discuss about your property restructuring as more details will be required. I can also do an in-depth calculation for you to show you the figures so that you can have a better idea on what are the options that you can consider for your investment. Do contact me, Kelvin Lin, at 93369034  to arrange for an appointment to further discuss about this. Have a nice day. Read More

Evening, The quantum difference on your loan amount have a huge gap. Hence you will need to know how you want to finance the installment if you were to purchase private property. Are you looking at buying and selling every 4 to 5 years or looking at longer term of investment? Do feel free to contact me if you require further assistance. Regards Mike Lim 96929209  m52i@yahoo.com ERA Read More

Good evening! If you decide to purchase a HDB, you will be tied down by the MOP and won't be able to invest on any private residential property. But the choice is yours. Whereas both of you can purchase two units individually (provided this plan is financially viable and to avoid ABSD) so one will be for own stay while other unit is for investment purposes (rental). Hope it helps! If you need any assistance in your property needs, feel free to contact me. Cheers! YT Tan ECG Property 9111 5171  yt.lovelyhomes@gmail.com Read More

Hello, just sharing, a HDB 4 room at Hougang Ave 6 was bought @ around $45,000.00 in 1987. Current value $450,000.00. Price appreciated by 10 times over 27 years. Equivalent to 37% investment return annually. Capital gain = $405,000.00. A private - Eastern Lagoon @ Upper East Coast Road, Freehold / TOP 1985. a 3,046 sq.ft. unit bought @ $877,248.00 in 1998. 13 years later (in 2011) value @ $2,887,608.00. Price appreciated by 2.3 times over 13 years. Equivalent to 17.62% investment return annually. Capital gain = $2,010,360.00. These are my personal view. Advise is knowing your positioning is important. Happy to discuss further. Vincent Ong / DTZ Property Network Pte Ltd / HP: 97959813  / Email: ongchengloke@yahoo.com.sg Read More