Asked by May Chilli
Hi, we are a PR+LTVP couple. If we buy a resale EC, how do BSD and ABSD apply?
80 views
8 Answers
Hi May,
You should buy under your SPR name only so to only incur ABSD of 5% . Otherwise the higher stamp duty of 60% will apply since your spouse is foreigner. Do note you can only purchase resale EC that has reached MOP of 5 years.
Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395 for a more in-depth discussion :)
May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more
Warm Regards,
Ivan Ng Realtor
ERA Senior Marketing Director
ERA Multiple Diamond Award Achiever
SEAA Salesperson Achievement Award (Gold)
SEAA Singapore Accredited Mortgage Planner (SAMP)
ERA Top 11th Achiever in Feb 2024 (Top 1% Company Level)
ERA Top 64th Achiever in March 2024 (Top 1% Company Level)
ERA Top 37th Achiever in Oct 2023 (Top 1% Company Level)
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ERA Top 11th Achiever in June 2020 (Top 1% Company Level)
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CEA: R052114D
**Note: We are not prompted when you respond here, hence please get in touch directly. Look forward to hear from you soon! ** Read More
You should buy under your SPR name only so to only incur ABSD of 5% . Otherwise the higher stamp duty of 60% will apply since your spouse is foreigner. Do note you can only purchase resale EC that has reached MOP of 5 years.
Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395 for a more in-depth discussion :)
May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more
Warm Regards,
Ivan Ng Realtor
ERA Senior Marketing Director
ERA Multiple Diamond Award Achiever
SEAA Salesperson Achievement Award (Gold)
SEAA Singapore Accredited Mortgage Planner (SAMP)
ERA Top 11th Achiever in Feb 2024 (Top 1% Company Level)
ERA Top 64th Achiever in March 2024 (Top 1% Company Level)
ERA Top 37th Achiever in Oct 2023 (Top 1% Company Level)
ERA Top 93th Achiever for Full-Year 2020 (Top 1.5% Company Level)
ERA Top 11th Achiever in June 2020 (Top 1% Company Level)
SMU BBM (Finance), Magna Cum Laude
Proactive. Sincerity. Feedback.
Contact: (+65) 97432395
Whatsapp: wa.me/6597432395
Email: Ivanng10@gmail.com
IG: instagram.com/ivanngrealtor
WeChat: ivanng10
FB: fb.com/IvanNgRealtor
Web: ivanng10.com/clientreviews
(Client's Testimonials)
CEA: R052114D
**Note: We are not prompted when you respond here, hence please get in touch directly. Look forward to hear from you soon! ** Read More
1
Hi, BSD will apply as per normal. If you plan to buy together as a couple, the ABSD for foreigner of 60% will apply, if the PR buys alone, 5% ABSD will apply , however the loan amount for buying alone will be lower .
If you are interested in prices of houses in your neighbourhood, you may visit this website to find out more or contact me .
https://www.era.com.sg/R064892F
If you are in the process of a property journey be it in renting/selling/buying/investing and you are looking for someone to assist you, I will be avaliable Do reach out to me for assistance.
Landon Chew
97 39 60 40
Landonchew@email.com Read More
If you are interested in prices of houses in your neighbourhood, you may visit this website to find out more or contact me .
https://www.era.com.sg/R064892F
If you are in the process of a property journey be it in renting/selling/buying/investing and you are looking for someone to assist you, I will be avaliable Do reach out to me for assistance.
Landon Chew
97 39 60 40
Landonchew@email.com Read More
1
When purchasing a resale Executive Condominium (EC) >> NEED TO BE AFTER 5 YEARS "MOP" in Singapore as a PR (Permanent Resident) + LTVP (Long-Term Visit Pass) couple, the following stamp duties apply:
### 1. Buyer's Stamp Duty (BSD)
Buyer's Stamp Duty (BSD) is payable on all property purchases, including resale ECs. The rates are as follows:
- **First S$180,000**: 1%
- **Next S$180,000**: 2%
- **Next S$640,000**: 3%
- **Amount exceeding S$1,000,000**: 4%
For example, if you are purchasing a resale EC valued at S$1,500,000, the BSD would be calculated as:
- 1% of S$180,000 = S$1,800
- 2% of S$180,000 = S$3,600
- 3% of S$640,000 = S$19,200
- 4% of S$500,000 = S$20,000
- **Total BSD** = S$1,800 + S$3,600 + S$19,200 + S$20,000 = S$44,600
### 2. Additional Buyer's Stamp Duty (ABSD)
The Additional Buyer's Stamp Duty (ABSD) rates depend on the residency status of the buyers. For a PR + LTVP couple:
- **PR (Singapore Permanent Resident)**: 5%
- **LTVP (Long-Term Visit Pass)**: If the LTVP holder is not married to a Singapore Citizen or PR, ABSD rates apply based on the highest applicable rate among the buyers.
For a PR + LTVP couple, the ABSD rate applicable will be 5% >> BUY UNDER YOUR NAME ONLY >> LOAN WILL BE LOWER >> ( REASON: FOREIGNER , YOUR WIFE >ABSD > IS 60% !!! ( CRAZY HIGH !! , WE KNOW), since the PR rate is considered.
### Example Calculation for a Resale EC at S$1,500,000:
- **BSD**: S$44,600 (as calculated above)
- **ABSD**: 5% of S$1,500,000 = S$75,000
### Total Stamp Duties Payable:
- **Total BSD + ABSD**: S$44,600 (BSD) + S$75,000 (ABSD) = S$119,600
### Summary
When purchasing a resale EC as a PR + LTVP couple, the applicable stamp duties are:
- **BSD**: Calculated based on the value of the property as outlined.
- **ABSD**: 5% of the property value, given the PR status.
Ensure to budget for these stamp duties in your financial planning for the property purchase. If you have further questions or need personalized advice, consulting with a property agent INTRO MYSELF TO YOU :) or legal advisor is recommended.
------------------
"If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh>>9856 9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
For buyers, I offer solutions for sourcing resale and new private homes at no charge.
I can connect you with reputable bankers for private housing loans free of charge and with no obligation.
I also have partners to assist with mortgage home insurance matters.
Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!
*** You can reach me at my Singapore mobile: (+65)>>9856 9255>> or email me at Able.selling@gmail.com.
From: ABLE Toh- Your Property ASSISTANT ：）
“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”
XXXXX The End XXXXXXX Read More
### 1. Buyer's Stamp Duty (BSD)
Buyer's Stamp Duty (BSD) is payable on all property purchases, including resale ECs. The rates are as follows:
- **First S$180,000**: 1%
- **Next S$180,000**: 2%
- **Next S$640,000**: 3%
- **Amount exceeding S$1,000,000**: 4%
For example, if you are purchasing a resale EC valued at S$1,500,000, the BSD would be calculated as:
- 1% of S$180,000 = S$1,800
- 2% of S$180,000 = S$3,600
- 3% of S$640,000 = S$19,200
- 4% of S$500,000 = S$20,000
- **Total BSD** = S$1,800 + S$3,600 + S$19,200 + S$20,000 = S$44,600
### 2. Additional Buyer's Stamp Duty (ABSD)
The Additional Buyer's Stamp Duty (ABSD) rates depend on the residency status of the buyers. For a PR + LTVP couple:
- **PR (Singapore Permanent Resident)**: 5%
- **LTVP (Long-Term Visit Pass)**: If the LTVP holder is not married to a Singapore Citizen or PR, ABSD rates apply based on the highest applicable rate among the buyers.
For a PR + LTVP couple, the ABSD rate applicable will be 5% >> BUY UNDER YOUR NAME ONLY >> LOAN WILL BE LOWER >> ( REASON: FOREIGNER , YOUR WIFE >ABSD > IS 60% !!! ( CRAZY HIGH !! , WE KNOW), since the PR rate is considered.
### Example Calculation for a Resale EC at S$1,500,000:
- **BSD**: S$44,600 (as calculated above)
- **ABSD**: 5% of S$1,500,000 = S$75,000
### Total Stamp Duties Payable:
- **Total BSD + ABSD**: S$44,600 (BSD) + S$75,000 (ABSD) = S$119,600
### Summary
When purchasing a resale EC as a PR + LTVP couple, the applicable stamp duties are:
- **BSD**: Calculated based on the value of the property as outlined.
- **ABSD**: 5% of the property value, given the PR status.
Ensure to budget for these stamp duties in your financial planning for the property purchase. If you have further questions or need personalized advice, consulting with a property agent INTRO MYSELF TO YOU :) or legal advisor is recommended.
------------------
"If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh>>9856 9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
For buyers, I offer solutions for sourcing resale and new private homes at no charge.
I can connect you with reputable bankers for private housing loans free of charge and with no obligation.
I also have partners to assist with mortgage home insurance matters.
Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!
*** You can reach me at my Singapore mobile: (+65)>>9856 9255>> or email me at Able.selling@gmail.com.
From: ABLE Toh- Your Property ASSISTANT ：）
“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”
XXXXX The End XXXXXXX Read More
1
Hi, appreciate your sharing. Sorry require both PR married couple and pass 3 years. Or 1 Singaporean or 1 LTVP. Do let me know if you consider condo.
Looking forward to assist you at 9696 4398 or email me at stewartlim96964398@gmail.com
Cheers
Stewart-PropNex (Senior Associate Division Director) Read More
Looking forward to assist you at 9696 4398 or email me at stewartlim96964398@gmail.com
Cheers
Stewart-PropNex (Senior Associate Division Director) Read More
Hi May,
In your case, you should purchase under the SPR so that the ABSD is 5% instead of the higher rate of 60% if you were to buy together as a couple. For resale EC, it is possible to purchase under a single SPR as there is no family nucleus requirement. For a resale EC under 10 years, foreigners are not eligible to purchase as well.
I have assisted many of my clients to purchase resale EC as they provide good value for money. Please feel free to contact me so that I can understand your situation better and provide you with further assistance.
Regards,
Nick Tan
(M) +65 96 44 48 54
B.Eng(Chemical)(Hons)(NUS) / Cert-in-REA
(E) nick96444854@gmail.com
SEAA Salespersons Achievement Platinum Award 2020/2022/2023
WhatsApp: https://wa.me/qr/X6VRPGSSIHN5D1
Visit my website to get to know me better:
www.nicktan.com.sg
I was featured recently on Council for Estate Agencies (CEA) Newsletter:
http://bit.ly/CEAnews
Testimonial from Satisfied Clients
“I would like to recommend Nick Tan from SRI. Before we engaged Nick, we were working with another agent from a very popular property agency in February 2017. We decided to terminate the contract after 5 weeks of zero viewings and no paper advertisements. Basically, he was just waiting for phone calls. We engaged Nick on 20th April and by 10th of May, our unit was sold off. Why Nick? 1. He has good marketing strategies 2. He always kept us posted on what he did (communications!) 3. He made sure we understand the current market situation but he will consistently reassure us that the unit can be sold off 4. He is not greedy and trusting 5. He walks the talk”
Peter & Wendy (Property Seller)
I write to commend Nick Tan (R040814C). When my husband and I first met Nick, we were impressed by his drive, commitment, business acumen and strategical thinking, and decided to engage him. We were not disappointed. Nick sourced for prospective quality buyers in a targeted methodical fashion and was effective in connecting us with serious buyers, notwithstanding the fact that the search primarily took place over Dec – Feb (a traditional lull period). Throughout the transaction, he also gave us helpful advice in various aspects; the advice reflected his personal experience and expertise and was not simply regurgitated from public sources without any value-add. Further, Nick went beyond the call of duty of a competent professional. He had a sense of humanity in the way he interacted with myself and the other parties to the transaction such as my parents. As an example, my newborn daughter was warded into A&E on the completion date of the transaction; the care and concern that Nick showed went beyond the scope of work of an estate agent. I commend Nick for his capabilities and character, and would certainly wish to engage him for future property transactions.
Weilun & Benita (Property Seller)
“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)
“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations. We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House)
“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peacefu Read More
In your case, you should purchase under the SPR so that the ABSD is 5% instead of the higher rate of 60% if you were to buy together as a couple. For resale EC, it is possible to purchase under a single SPR as there is no family nucleus requirement. For a resale EC under 10 years, foreigners are not eligible to purchase as well.
I have assisted many of my clients to purchase resale EC as they provide good value for money. Please feel free to contact me so that I can understand your situation better and provide you with further assistance.
Regards,
Nick Tan
(M) +65 96 44 48 54
B.Eng(Chemical)(Hons)(NUS) / Cert-in-REA
(E) nick96444854@gmail.com
SEAA Salespersons Achievement Platinum Award 2020/2022/2023
WhatsApp: https://wa.me/qr/X6VRPGSSIHN5D1
Visit my website to get to know me better:
www.nicktan.com.sg
I was featured recently on Council for Estate Agencies (CEA) Newsletter:
http://bit.ly/CEAnews
Testimonial from Satisfied Clients
“I would like to recommend Nick Tan from SRI. Before we engaged Nick, we were working with another agent from a very popular property agency in February 2017. We decided to terminate the contract after 5 weeks of zero viewings and no paper advertisements. Basically, he was just waiting for phone calls. We engaged Nick on 20th April and by 10th of May, our unit was sold off. Why Nick? 1. He has good marketing strategies 2. He always kept us posted on what he did (communications!) 3. He made sure we understand the current market situation but he will consistently reassure us that the unit can be sold off 4. He is not greedy and trusting 5. He walks the talk”
Peter & Wendy (Property Seller)
I write to commend Nick Tan (R040814C). When my husband and I first met Nick, we were impressed by his drive, commitment, business acumen and strategical thinking, and decided to engage him. We were not disappointed. Nick sourced for prospective quality buyers in a targeted methodical fashion and was effective in connecting us with serious buyers, notwithstanding the fact that the search primarily took place over Dec – Feb (a traditional lull period). Throughout the transaction, he also gave us helpful advice in various aspects; the advice reflected his personal experience and expertise and was not simply regurgitated from public sources without any value-add. Further, Nick went beyond the call of duty of a competent professional. He had a sense of humanity in the way he interacted with myself and the other parties to the transaction such as my parents. As an example, my newborn daughter was warded into A&E on the completion date of the transaction; the care and concern that Nick showed went beyond the scope of work of an estate agent. I commend Nick for his capabilities and character, and would certainly wish to engage him for future property transactions.
Weilun & Benita (Property Seller)
“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)
“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations. We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House)
“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peacefu Read More
Dear May,
You will only be eligible to purchase a 10 years old or older EC if you are intending to purchase the property under both names and ABSD will be based on the higher tier, depending on the nationality of your partner. It could be 5% or 60%. If you are purchasing as a sole owner, you are able to purchase resale EC that is 5 years or older, however, you will be the sole owner thus only your income is eligible for assessment when it comes to home loan. Hope this helps.
I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.
I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.
Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.
With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.
We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!
Warmest regards,
Geryl Lim
Senior Division Associate Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
+65 92787772
www.geryllim.com
My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0
-----
Note: We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us!
Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.
Visit and Like my facebook page at https://www.facebook.com/GerylLimSince2009/ - Aspiring To Be The Best Real Estate Agent In Singapore
Pick up knowledge, skills and Real Estate concepts at https://www.facebook.com/RealEstateXcellence/
New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/
-----
Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More
You will only be eligible to purchase a 10 years old or older EC if you are intending to purchase the property under both names and ABSD will be based on the higher tier, depending on the nationality of your partner. It could be 5% or 60%. If you are purchasing as a sole owner, you are able to purchase resale EC that is 5 years or older, however, you will be the sole owner thus only your income is eligible for assessment when it comes to home loan. Hope this helps.
I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.
I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.
Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.
With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.
We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!
Warmest regards,
Geryl Lim
Senior Division Associate Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
+65 92787772
www.geryllim.com
My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0
-----
Note: We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us!
Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.
Visit and Like my facebook page at https://www.facebook.com/GerylLimSince2009/ - Aspiring To Be The Best Real Estate Agent In Singapore
Pick up knowledge, skills and Real Estate concepts at https://www.facebook.com/RealEstateXcellence/
New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/
-----
Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More
1
hi,
1. If you buy under your name only, you can go for 5 years resale EC and the ABSD will be 5%, BSD amount will be 3%-$5,400 for property under 1m or 4%-$15,400 for property above 1m.
2. If you buy under both you and your partner's name the ABSD rate will be 60% as she is foreigner. BSD will be the same. And you can only look at EC who has already fully privatized (10 years old and above)
Hope this helps,
I would be glad to assist you in searching for a suitable unit. May I know which area you are looking at?
This platform does not allow me to contact you directly so kindly contact me at
https://wa.me/6597261112 I would be glad to assist you further.
Thank you and best regards,
Jenny Tran
Propnex Realty Pte Ltd
(HP) +65 97261112
(Email) jenny.tran@propnex.com
BSc (Real Estate) (Hons)-NUS
Testimonial from Satisfied Clients
-- My husband and I wish to commend the sincere attitude and good customer service rendered by
your staff Jenny, who handled the sale of our 5R HDB flat early this year. We have met several
agents but none as genuine as Jenny. Being a seller agent, she took our interest at heart in handling
the sale, unlike other agents who are self-interest. Jenny is punctual and prompt in the whole
dealings and we were convinced that such an agent is hard for find nowadays. Jenny is a
trustworthy, honest, sincere and hardworking agent. We are happy with her service and would
gladly recommend her to our friends in future. Jenny is an asset to Propnex and the organisation
should value her. Thank you Jenny for her efforts--
Mr and Mrs Soo (HDB seller)
--Jenny is very committed and responsive to her clients and she has spent hours updating them and
looking out for great deals and even tailor-made property proposal geared towards their needs. Will
certainly refer her to others and will definitely approach her again in her future--
Nick and Kim (New launch buyer)
--Jenny did a great job helping my wife and I sell our unit. She took active steps to walk our
neighbourhood to understand what she was marketing. During the marketing period, she managed
potential buyers and provided timely updates and recommendations so we could stay on top of the
process. Overall, Jenny was professional and helped us to achieve a positive result which we are very
thankful for--
Aaron ( HDB seller)
--Jenny was very passionate and went the extra miles to help. Thanks to her professional advice and
recommendations, I had finally found my dream home--
Yvonne (New launch buyer)
--Appreciate Jenny's clear and prompt communication style with us and other stakeholders. She was
also patient and client-centered throughout the process of finding a home that met our criteria. As a
first-time home buyer, we appreciate how she went out of her way to explain the process and
answer questions we had--
Samantha (Resale condo buyer) Read More
1. If you buy under your name only, you can go for 5 years resale EC and the ABSD will be 5%, BSD amount will be 3%-$5,400 for property under 1m or 4%-$15,400 for property above 1m.
2. If you buy under both you and your partner's name the ABSD rate will be 60% as she is foreigner. BSD will be the same. And you can only look at EC who has already fully privatized (10 years old and above)
Hope this helps,
I would be glad to assist you in searching for a suitable unit. May I know which area you are looking at?
This platform does not allow me to contact you directly so kindly contact me at
https://wa.me/6597261112 I would be glad to assist you further.
Thank you and best regards,
Jenny Tran
Propnex Realty Pte Ltd
(HP) +65 97261112
(Email) jenny.tran@propnex.com
BSc (Real Estate) (Hons)-NUS
Testimonial from Satisfied Clients
-- My husband and I wish to commend the sincere attitude and good customer service rendered by
your staff Jenny, who handled the sale of our 5R HDB flat early this year. We have met several
agents but none as genuine as Jenny. Being a seller agent, she took our interest at heart in handling
the sale, unlike other agents who are self-interest. Jenny is punctual and prompt in the whole
dealings and we were convinced that such an agent is hard for find nowadays. Jenny is a
trustworthy, honest, sincere and hardworking agent. We are happy with her service and would
gladly recommend her to our friends in future. Jenny is an asset to Propnex and the organisation
should value her. Thank you Jenny for her efforts--
Mr and Mrs Soo (HDB seller)
--Jenny is very committed and responsive to her clients and she has spent hours updating them and
looking out for great deals and even tailor-made property proposal geared towards their needs. Will
certainly refer her to others and will definitely approach her again in her future--
Nick and Kim (New launch buyer)
--Jenny did a great job helping my wife and I sell our unit. She took active steps to walk our
neighbourhood to understand what she was marketing. During the marketing period, she managed
potential buyers and provided timely updates and recommendations so we could stay on top of the
process. Overall, Jenny was professional and helped us to achieve a positive result which we are very
thankful for--
Aaron ( HDB seller)
--Jenny was very passionate and went the extra miles to help. Thanks to her professional advice and
recommendations, I had finally found my dream home--
Yvonne (New launch buyer)
--Appreciate Jenny's clear and prompt communication style with us and other stakeholders. She was
also patient and client-centered throughout the process of finding a home that met our criteria. As a
first-time home buyer, we appreciate how she went out of her way to explain the process and
answer questions we had--
Samantha (Resale condo buyer) Read More
Hi May,
1) You may choose to buy any EC that has passed the 5-year MOP using your name only.
2) If you are buying with your spouse then you can only choose those that are past the 10-year mark to include both your names to the ownership.
3) When you are buying using your name only, you are subject to a 5% ABSD on top of the BSD.
4) If you are buying using both names, you shall be subject to the 60% ABSD on top of the BSD.
Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!
Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 9011.... , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
Best regards
Ling CK
90110636
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer
https://www.linkedin.com/in/ckling/ Read More
1) You may choose to buy any EC that has passed the 5-year MOP using your name only.
2) If you are buying with your spouse then you can only choose those that are past the 10-year mark to include both your names to the ownership.
3) When you are buying using your name only, you are subject to a 5% ABSD on top of the BSD.
4) If you are buying using both names, you shall be subject to the 60% ABSD on top of the BSD.
Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!
Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 9011.... , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
Best regards
Ling CK
90110636
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer
https://www.linkedin.com/in/ckling/ Read More
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