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Hi
Recently took singapore citizenship and currently living in a4 room hdb flat bought from open market without any subsidy or HDB loan.
Now have intention to either upgrade to 5 room or do some expansive modifications in my current flat. Can I clain CPF subsidy if decide to stay in the current flat and renovate it.
please advise
rgds
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1 Answer

Johnny Goh Mui Huat
Replied
Hi Subodh,

You can claim CPF subsidy only if your spouse/co-owner is a Singapore Citizen when you purchase your 4 room. Under the HDB Citizen top-up scheme, a SC/SPR household will qualify for the Citizen Top-Up when:

1)the SPR spouse who is the co-applicant/co-owner/occupier originally listed in the flat application subsequently becomes a SC,
2)an SC child is born to the SC applicant/owner and spouse originally listed in the flat application, or
3)the SPR parent/child/sibling originally listed in the flat application subsequently becomes a SC.

Hope I had answered your question.

Feel free to contact me if you required any assistance.

Johnny Goh
Dennis Wee Realty Pte Ltd
Mobile: 90906267 
Email: johnnygohmh@dwg.com.sg
Website: johnnygohproperty.com Read More
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  • SB
    Replied
    Hi Johnney
    thanks for reply. Since both owner were SPR when bought the flat last time and now both owner have taken citigenship, can we get this citizen top up? if yes, how much. Is citizen top up is different from CPF top up
    rgds
    subodh

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