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Hi my husband and I intend to sell our 4 room flat in amk... However, we had some questions pertaining to e home financing. My husband aged 40 has been facing cc debts problems and is undergoing a scheme call ccs. Thus we planned to sell away e house and use part of e cash proceeds to settle some of e debts and purchase another resale flat at our area. But at e same time we were worried that if buy a another flat no institutions will be able to grant us a housing loan. How shd I go abt selling and buying another flat? I know hdb loans r difficult to obtain nowadays..
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5 Answers

Angela Chua 蔡斯琪
HI,

I have done similar cases like yours. Feel free to contact me for further discussion.

Thank you.

Angela Chua
Propnex Realty Pte Ltd
H/P: 9323 3330  Read More
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Hi,

Let me guide you through this process and shape up your finances for your purchase so that you can ensure a smooth cash flow facilitation.

D Kumar
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ERA Associate Division Director
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Hi,

In this case, it is best to discuss with a banker on how much financing the bank is willing to support for the purchase for a first step. From there, I will be glad to illustrate the financing on the feasibility of your housing plans. Thanks and hope to discuss further.

Warm regards
Ivan ERA
 97432395 
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Website: http://www.ivanng10.com/#!reviews/c11r1
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Afternoon,

It would definitely be good to contact the respective banks to understand how much loan will be eligible for your upcoming purchase. Should that fail, we can then seek help accordingly. What we need to understand now is how much loan is required to facilitate your purchase.

Do contact me further for detailed discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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Hi madam,

You have already pointed out as much as my fellow professionals have also mentioned, your main issue here is securing the right amount of loan to finance your next purchase therefore none of us here will be able to advise upfront what are the probable solutions until a wualified banker has met you to assess the situation and indicative loan amount your household is eligible for. It is advisable to speak to your trusted banker if possible to discuss further before we can come to any fruitful conclusion on the intended buy and sell.

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