Asked by Joseph Lee
Hi, my fiancee and I am going to ROM in April this year and would like to look for a resale 4/5 room corner flat with around 105 sqm in Pasir Ris, Punggol, Seng Kang, Ang Mo Kio, Bedok or Hougang area. Our budget is a max of 340k and we are not favorable towards paying ridiculous COV amounts. Our total CPF is around 35k, I am working with a pay of less than 5k per month and she's not working for the past less than a year. We understand that for first timers there is this 30k grant if combined income is less than 8k per month. Not sure about AHG though. In view of the status declaration to be unemployed in Mar/Apr for income tax to correctly reflect the total monthly income to be less than 8k, can we assume that we can only get our HLE done up after the notice of assessment from IRA is out? If yes, does this also mean we can only get a resale flat after the HLE is done up by HDB? What are the documents that we need when getting a resale flat?
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