AskGuru Q&A Community

Hi,

1) You didn't mention your age thus I'll just provide a less specific answer to your query.
2) Yes, an SC can marry a foreigner (Work pass holder; this includes EP holder) to buy a resale HDB flat under the Non-Citizen Spouse Scheme.
3) The main difference is the amount of grants available.
(a) SC + FR = $25k (Half-housing grant) + $10k (PHG)
(b) SC + SPR = $40k + $20k (PHG)
4) If your salary is below $4.5k, you are also eligible for EHG.
5) No ABSD incur for SC + FR buying a matrimonial home.

Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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Hi
Yes you will be able to purchase a HDB resale under foreign spouse scheme with you being the sole owner while your spouse(foreigner) being the occupier. The difference as compared to SC/SPR couple is for SC/SPR, both parties can be the owner. In addition you will get lesser grants as compared to a SC /SPR or full pledged Singaporean couple. Below are the grants eligible for each couple for your reference:
SC/SC couple:-
Family Grant - $50k/$40k
EHG grant- depending on household pay up to $80,000
PHG Grant- $20k/30K
SC/PR couple:
Family Grant - $40k/$30K
EHG grant- depending on household pay up to $80,000
PHG Grant- $20k/30K
SC/FR couple:
Singles Grant - $25k/$20K
EHG grant (singles) - depending on household pay up to $40k
PHG Grant - $15k/$10k
For further explanation, do contact me at 93375051  . I am specialised in HDB transactions and have served few SC/foreigner couple like yourself in purchasing a HDB resale. In addition, a vast majority of my buyers managed to secure a house without any COV despite the seller's market situation nowadays. Do contact me at 93375051  for a free and non obligatory discussion on this.

Regards
Mohammad Taufik Bin Hussein
CEA Reg No: R061607B
Contact No: 93375051 
Marketing Director
ERA Realty Network Pte Ltd Read More

Hi,

Yes, Singaporean with foreign spouse can purchase a resale HDB flat under the "Non-Citizen Spouse Scheme". Under this Scheme, the Singapore will own the flat solely, while the foreign spouse will be the "essential occupier" of the flat.

If the spouse is a SPR, they can purchase under "Public Scheme", which allows them both to be co-owners of the flat. This means they can potentially loan more (if the SPR is working), buy a bigger flat, as well as enjoy more Grants (CPF Housing Grant, EHG, PHG etc).

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More