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Hi,

Based on the figures shared, you should be able to loan max 80% of 700k (560k) no issue, subject to good credit score and bank approval. May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

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Hi there,

You can loan up to 80%, however, this is subjected to approval and credit status. You may want to engage an agent considering the fact that there is no agent fees for private property purchase. What you get in return is all shortlisting of units , arranging viewings, negotiation , paperwork, legal/admin processing and financial calculations & timeline all planned and executed for you, at no cost!
In my added services, i also do compute and share past and present transaction caveats, illustration of price analysis as well as churning a customised sales report with projected returns/ future approx capital gains % for my clients to observe and understand the value and residential capital appreciation yield. Thank You!

Visit my website for my recent accolades, awards and testimonials@ www.kumarrai.com.

D Kumar
 +65 96659926 
ERA Associate Division Director

#1 team of ERA in Singapore, Asia Pacific International for 2014/5/6/7

ERA 2015 Q1 Top Achievers (Top1%)
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P Group
Overall Top 100 achievers 2014-2017 Read More

Hi,

The amount that you can loan depends on your TDSR requirements.

From the limited information given, you should be able to loan up to max 80% of your $700k purchase, assuming you do not have many other loans or liabilities.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305 . I will be happy to assess and share with you the possibilities for you and your partner in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi good day. Lets have a detailed discussion.
PM me.
I will give you a guidance of your income for loan and discussion on which projects to look at.
Look forward to hear from you.
Tricia Tan
 91442664  Read More

Hi

If it's the 1st property, generally a person can loan to 80% of the purchase value or valuation of the property whichever is lower. This is subject to bank credit assessment.

The next step to do is ask the bank for an approval in principle of the loan.

You may write to gavin.ng@oragetee.com should you have another query.

Regards

Gavin Read More

Good afternoon buyer,

I am assuming you are a self employed.

Assuming no debts like car loan and credit cards, you should be able to loan up to $857k.

So with this, you should be able to afford a $700k property if you have sufficient funds for downpayment.

Hope my sharing aids in your decision making. May I know how can I value add further in your property needs?

"Your Freehold Ally, Leasehold Tactician"

YT TAN 陈永达 | ACCA Graduate, RES
R043025D
Propnex Realty Pte Ltd

(M): +65 9111 5171 
(E): yt.tan91115171@gmail.com
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Accolades:

Platinum achiever (Clock $100k commission within 1 month) August 2017(Propnex)
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Hi, perhaps my banker can assist you further ?

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Dear Sir/Mdm,

Based on your income, assuming that you do not have any other outstanding loans, you will be able to secure a max loan of about 1.3 mil. Therefore, you will have no problem buying a 700k condo.

Since you are able to leverage on the loan, you may want to consider buying a bigger unit instead. Please feel free to contact me so that I can understand your situation better and provide you with further assistance!

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
Visit my website to know me better: www.nicktan.com.sg

I was featured recently on Council for Estate Agencies (CEA) Newsletter:
https://www.cea.gov.sg/docs/default-source/module/newsletter/3-2017/bouquets-for-property-agents.html

Testimonial from Satisfied Clients (2016/2017)
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefited a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
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“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
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We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

Hi Sir/Mdm

I will be glad to assist
Please contact me at (65) 96608508  or Silviayang8@gmail.com for non-obligation discussion
Thank you.

Warmest regards,

Silvia Yang
PropNex Realty Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com Read More