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Hi, I am currently a HDB owner with my mum and I am planning to buy a resale when I turn 35.
The flat was fully paid for.
And my name was added in after my dad passed away.

1) Is it still possible for me to withdraw my ownership from this flat?
2) What are the fees/charges for this withdrawal?
3) Am I still eligible for the Singles Scheme after the withdrawal?
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3 Answers

Hi,

Yes its possible to withdraw your name, but your CPF utilized + accrued interest must be refunded to you when you exit the ownership. As long as you are single 35 years old Singaporean citizen, you can purchase resale HDB on your own name no issue as long as the finances are comfortable.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
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Hi

Yes you can withdraw from your current HDB ownership provided your mother refund to you the CPF usage that you use to finance the current house plus accurued interest. Your eligibility to purchase a flat as a singles will not be affected and you may even be eligible for a first timer grant. Since your situation is quite complex, it is best of you can contact me for me to understand better your situation and circumstances. Do contact me at 93375051  for a free and non obligatory discussions on this.
Regards
Taufik Hussein
ERA Realty Network Pte Ltd Read More
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Robbie Chen Chee Howe
Hi,

Yes, it is possible for you to remove your ownership from the flat.

However, do take note that should you will be required to pay back the CPF monies that you had used from your CPF-OA for the flat before you can remove your name from the flat.

You will qualify for the Single Scheme after the withdrawal as long as you remain unmarried.

I am experienced and well-versed in both HDB resale and private transactions. I will be able to assist you in your property plans.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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