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Upon selling your HDB unit, there are no restriction for you to rent out your private property upon collection of key. You are entitled to max of 80% loan once you are able to porduce the OTP for your HDB unit. To sell your private property within one year of purchase, you are liable for 16% seller stamp duty, on top of the 3% standard stamp duty. DO not forget about the bank loan lock-in period penalty, admin charges, legal fee refund, etc.

Do feel free to contact me for further discussion.

Mike Lim
CEA Reg No: R026708F
Email add: m52i@yahoo.com
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  • SR
    Thanks for that informative ,
    reply. That's really helpful. I will definitely give you a call once I do some ground work at my end.

    Best Regards,