AskGuru Q&A Community

Hi Ms Ang, Yes you can. You have to fork out 20% as downpayment (1st 5% must be in cash, and the balance could be cash/CPF) assuming you are able to get a 80% bank loan approval for your property purchase. Do take note of the stamping fee. 1st property would be 3%-$5400, 2nd property onwards would have additional buyer stamp fee (ABSD). You also do require to pay for legal fee plus valuation fee for the property. Do feel free to contact me should you have additional queries. Kelvin Chen, ERA 84282282  kelvinchen.era@gmail.com Read More

Good day to you! I will love to assist you with your property transaction. Feel free to contact me at 81255537  or email me at thea.hoism@gmail.com for further discussion. Read More

Hi Wee Wee, congrats for the decision to purchase a private condo. The first step is to secure a bank loan if you plan to. Banker will have to assess your finance capability and define the loan amount. I have a few good banker to recommend. I can have a sharing session with you to discuss the stamp duty and the purchase procedures. I can be reachable at my mobile or email. CK Ang 9046 3808  res.ckang@gmail.com Vestor Realty Read More

Hi Ms Ang Yes. you can buy a private condo at 33 yrs old. the payment breakdown is also dependent on whether you are buying a new or current apartment that is ready for move in or even the resales private apartment. you might want to write to me at silviac@singnet.com.sg so that I can send you the breakdown of payment. 9750 8318  Silvia Chua ERA Read More

Dear Ms Ang, yes, you can buy a Private Condo. For resale property, 1% for option to purchase Usually 2~3 weeks. 4% for Option exercise fee. Remaining 95% on completion. If Max loan at 80%, remaining 15% will be cash or CPF. For new launch, 5% booking/Option fee, 15% upon signing Sale & Purchase agreement, balance 80% will be on progressive payments base on construction schedule. 3% is a compulsory stamp duty. Additional buyer stamp duty comes in place if new purchase is a 2nd property. If selling the property in 1st few years, there are seller stamp duty. My banker from UOB and myself able to contribute more clearer picture on your needs. Owning a private property, there are maintenance fee payable to MSCT and yearly property tax..... and ...... I am happy to share with you further. Regards Vincent Ong / DTZ Property Network Pte Ltd / HP: 97959813  / Email: ongchengloke@yahoo.com.sg Read More

Good evening Wee Wee, Yes you may. It depends whether are you purchasing a new launch or resale. But do take note that downpayment is 20%, 5% cash 15% CPF OA funds (cash if shortfall) provided you can obtain a 80% bank loan. Why not you speak to a banker first so you will know how much is your IPA amount. Hope to hear from you soon! YT Tan ECG Property 9111 5171  yt.lovelyhomes@gmail.com Read More