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Hi,

I am Eddie from PropNex. We can arrange for a non-obligated short sharing session on how to grow your wealth and set a clearer direction moving forward. You can reach me at 9025 4541 .

Eddie Tork
 9025 4541 
PropNex Realty Read More

Hello,

Let's meet up and I can share with you:

1) The market trend and how to seek private properties that are value buy with good potential upside with facts & figures.

2) If you are preparing also to put your future child in a particular primary school, I can share which condos to be considered and why.

3) Can show you all the financial calculations relevant to both your incomes and your affordability.

4) Lastly, choosing the correct property with future plans

Please call or text me: 945 99955

Kelvin Thia (R057142G)
Propnex Realty Pte Ltd Read More

Dear madam,

$10k cash on hand as 5% cash upfront required for all purchases equates to a final transacted price of $200,000. I am afraid this will not be possible to accomplish a purchase. Even 2room flat HDB will likely be going for above $200,000 where the balance lease is likely under 60years.

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Hi there,

Thank you for your query.
To be fair and honest , any advise or computation given here would be brief , and not tailored succinctly for your proposed plans. To be able to assist more effective, perhaps you could contact me so that I can address all concerns and run you through the exact financial calculations and financial plan for your purchase to ascertain your feasibility. From there , I can narrow down your options and advise which will value add your portfolio. I have held many such cases in my career and will be glad to offer advise and insights as a form of preliminary discussion to expedite your plan. It will also be useful for me to run through transaction caveats of your property and customise and sales and purchase report for your understanding and perusal.

Please visit my website : www.kumarrai.com for all the up to date awards, testimonials and accolades. Thank you very much!

D Kumar
 +65 96659926 
ERA Associate Division Director
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Good afternoon,

You might have to rethink whether purchasing a private property is the way to go for both of you.

1) $10k cash on hand

If cheapest 1 bed is $530k, you need at least $26.5k cash.

2) $75k cpf oa funds
you will need at least $106k for 20% downpayment without taking in consideration of stamp duties.

3) Loan amount
Should be enough even though taking in consideration of your monthly car instalment. But do take note $800 will be taken into TDSR consideration.

So having say that, you might want to rethink whether should you opt for HDB purchase instead due to your cash on hand.

You can opt for 90% HDB loan and 10% downpayment can be fully paid by CPF.

Just my sincere sharing. What do you guys think?

"Your Freehold Ally, Leasehold Tactician"

YT TAN 陈永达 | ACCA Graduate, RES
R043025D
Propnex Realty Pte Ltd

(M): +65 9111 5171 
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