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Hello,

I am planning to purchase a resale HDB flat under the Singles scheme, and I expect to get married 2 years after the purchase.

After the 5 years MOP is over, we plan to use my partner's name to purchase a private property. My partner is a PR.

Will this be possible?

From what I understand, since I purchased the resale HDB while I was single, the house would be under my name. Therefore, my partner (PR) should have no issues purchasing a private property under her name after the 5 years MOP period is over.

Can this understanding be confirmed? Thanks!
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2 Answers

Hi,

Yes if you are 35 years and above, you can purchase resale HDB on your own name under Single Singapore Citizen Scheme no issue. You may or may not add your partner's name later as co-owner.

She can go purchase the private property under her own name as she does not own any residential property. Do note 5% ABSD still applies for SPR 1st residential purchase. As of current regulation guideline, it is still feasible. However, regulations can change anytime so regulation risk is always there.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng Realtor
 97432395  Read More
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Robbie Chen Chee Howe
Hi,

Yes, your understanding is correct.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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