Asked by Kevin
First time flat buyer. Going for resales and have plans to buy bto for my next house. Question is should I take the housing grant first as there might be a chance for me not able to take it in future cos of income exceeding the ceiling? Understand I will be considered the 2nd time applicant which will reduce the chance of getting bto. It will also require me to pay levy. Should I take bank loan first thinking that I will Sell my house in 5 years? But I may not have the chance to take hdb loan as my income will have hit the ceiling. If you are me what should I do? Resales in matured area these days cost at least 600K. Should I just go for condo with better resales value next time?
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