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Good afternoon Chee Ru, Have both of you fulfill SPR status of 3 years respectively? If yes, you will be eligible under public scheme to purchase a resale HDB flat. If you are able to obtain a 80% loan (based on MSR of your combined income), you have to fork out 5% cash downpayment and 15% CPF or cash downpayment. Other cash outlay will be: 1) cash over valuation 2) buyer's stamp duty (3% x purchase price) - $5400 3) additional buyer's stamp duty (5% of purchase) 4) $3k legal fees 5) resale submission $80 6) valuation fee $210 7) stamp duty for mortgage $500 Btw have you obtain your in principle approval from banks? Hope to hear from you soon! Cheers! Warmest Regards, YT TAN 陈永达 | ACCA Graduate, RES Senior District Manager R043025D ECG Property Pte Ltd (A Wholly Owned Subsidiary of ECG Group of Companies) Estate Agent no. L3009759F Blk 190 Lorong 6 Toa Payoh #05-508 S (310190) (M): +65 9111 5171  (E): yt.lovelyhomes@gmail.com (W): www.yttan.com (W): yttan.stproperty.com.sg/ (W) www.lovelyhomes.com.sg (W) www.ecgproperty.com Read More

Afternoon Mr. Tan, Upon fulfilling 3 years holding for SPR status, you will be eligible to purchase resale HDB unit. Standard payment are BSD, ABSD, legal fee, valuation report, HDB admin fee and some other misc charges. As for the actual amount of cash required, it would depend on how much CPF OA you have and how much loan is available to you. Do feel free to contact me for non-obligatory discussion. Regards Mike Lim 96929209  m52i@yahoo.com ERA Read More

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Regard to your question. Why not you just drop me an email at ot1984pierre@gmail.com or Contact me @ +65 8 2 7 9 8 3 2 7 - Whatsapp / Call / SMS

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