Asked by Anonymous
Can we buy a 50 year old HDB? I am 39 my wife is 32.
4930 views
4 Answers
Hi,
1) According to policy, you are eligible to purchase a 50 yrs old HDB flat.
2) However, you have to beware of the limit on the CPF you can utilize in your monthly mortgage payment.
3) Suggest you use the link below to do a calculation to understand more:
https://www.cpf.gov.sg/eSvc/Web/Schemes/CpfHousingUsage/Input1
4) We may meet up for coffee if you need any assistance over this.
Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636 , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
Best regards
Ling CK
90110636
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer
Note:
Any response to our answer does not reach us until we scroll through each and every query posted daily.
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1) According to policy, you are eligible to purchase a 50 yrs old HDB flat.
2) However, you have to beware of the limit on the CPF you can utilize in your monthly mortgage payment.
3) Suggest you use the link below to do a calculation to understand more:
https://www.cpf.gov.sg/eSvc/Web/Schemes/CpfHousingUsage/Input1
4) We may meet up for coffee if you need any assistance over this.
Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636 , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
Best regards
Ling CK
90110636
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer
Note:
Any response to our answer does not reach us until we scroll through each and every query posted daily.
The best way to get a follow-up is to Whatsapp or email us directly. Read More
Hi
According to CPF and HDB policy, CPF usage will be restricted and HDB loan quantum will be reduced if the property bought could not cover the youngest buyer up to 95 years of age. A 50 years old HDB has only 44 years old of lease left. As such, assuming you and wife bought a 50 years old HDB, it can only last the youngest buyer up to the age of 76 years old and as such CPF restrictions and HDB loan quantum reduction apply. Nevertheless, I have experienced assisting buyers in successfully purchasing flats that could not last them till 95 years old using CPF and housing loans. With careful calculation, they do not have to top up any extra deposit at the point of purchase although disadvantage might occur later when they will reached their CPF valuation limit faster than the rest. I am well specialised in HDB transactions. Do contact me at 93375051 for a free and non obligatory discussions on this.
Regards
Taufik Hussein
ERA Realty Network Pte Ltd Read More
According to CPF and HDB policy, CPF usage will be restricted and HDB loan quantum will be reduced if the property bought could not cover the youngest buyer up to 95 years of age. A 50 years old HDB has only 44 years old of lease left. As such, assuming you and wife bought a 50 years old HDB, it can only last the youngest buyer up to the age of 76 years old and as such CPF restrictions and HDB loan quantum reduction apply. Nevertheless, I have experienced assisting buyers in successfully purchasing flats that could not last them till 95 years old using CPF and housing loans. With careful calculation, they do not have to top up any extra deposit at the point of purchase although disadvantage might occur later when they will reached their CPF valuation limit faster than the rest. I am well specialised in HDB transactions. Do contact me at 93375051 for a free and non obligatory discussions on this.
Regards
Taufik Hussein
ERA Realty Network Pte Ltd Read More
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Dennis ChuaRepliedIf the husband 49 yrs old and the wife 40 yrs old, what is the average age with the remaining yrs? Example if the hdb flat remain yrs is 49yrs
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(***) You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
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From: ABLE Toh- Your Property ASSISTANT : ）
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"If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 98 56 92 55 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
(***) You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
For buyers, I offer solutions for sourcing resale and new private homes at no charge.
I can connect you with reputable bankers for private housing loans free of charge and with no obligation.
I also have partners to assist with mortgage home insurance matters.
Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!
*** You can reach me at my Singapore mobile: (65) 98 56 92 55 or email me at Able.selling@gmail.com.
From: ABLE Toh- Your Property ASSISTANT : ）
“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”
XXXXX The End XXXXXXX Read More
WhatsApp me at: ABLE Toh (65) 98 56 92 55 or through this link.:https://wa.me/6598569255
----------------------------888--------------------------------888--------------------------->>>
"If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 98 56 92 55 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
(***) You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
For buyers, I offer solutions for sourcing resale and new private homes at no charge.
I can connect you with reputable bankers for private housing loans free of charge and with no obligation.
I also have partners to assist with mortgage home insurance matters.
Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!
*** You can reach me at my Singapore mobile: (65) 98 56 92 55 or email me at Able.selling@gmail.com.
From: ABLE Toh- Your Property ASSISTANT : ）
“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”
XXXXX The End XXXXXXX Read More
----------------------------888--------------------------------888--------------------------->>>
"If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 98 56 92 55 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
(***) You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
For buyers, I offer solutions for sourcing resale and new private homes at no charge.
I can connect you with reputable bankers for private housing loans free of charge and with no obligation.
I also have partners to assist with mortgage home insurance matters.
Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!
*** You can reach me at my Singapore mobile: (65) 98 56 92 55 or email me at Able.selling@gmail.com.
From: ABLE Toh- Your Property ASSISTANT : ）
“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”
XXXXX The End XXXXXXX Read More