Home Owners

The MOP of your resale flat, or Minimum Occupation Period, is a period (usually 5 years) during which you can't sell your flat, rent out the entire unit, or buy a new property in Singapore. Find out more about MOP here.

Opening a SP utilities account? Login to SP Services and set up your account in only a few minutes. In 1 to 3 days, your electricity, water and gas supply will be activated. SP Services is the official billing agent for PUB Singapore or City Gas. Find out more.

Will mortgage rates in Singapore go down in 2025? Based on the latest US Fed rates and SORA rates, learn what we can expect of Singapore mortgage rates in 2025.

As the year comes to a close, homeowners who are set to receive a year-end bonus can consider putting it towards their home loan. Here are 6 ways how to utilise your bonus for your mortgage.

The US Fed interest rates and Singapore home loans - what's the relationship? We explain how the current fed interest rates, cut for the first time since 2023, will impact homebuyers and homeowners.

A home equity loan in Singapore can be a useful tool to grow your wealth. But if used unwisely, you may literally be risking the roof over your family’s head. Here are 5 top things to consider before taking a home equity loan.

If you're thinking of selling your home and need help deciding when is the ‘best’ time to sell, we’re here to help.

What is an insolvency search? How is an official assignee appointed? Can a bankrupt person buy an HDB? Can the bank seize and HDB flat? We answer the top questions on bankruptcy and home ownership.

Due to climate change, more violent weather extremes and erratic weather patterns are expected in the future. In this article, we share the top five areas in Singapore most prone to flooding, as well as tips on what to do if your home floods.

Here are 5 things you can do if you find yourself needing financial assistance for managing your mortgage after losing your job.