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Hi

Top-up is applicable to an SC/SPR household under the existing housing policy.

The housing subsidy is granted to 1st timer who buy an HDB resale flat.

Should you have further question, you may write to gavin.ng@orangetee.com

Gavin Read More

Hi,

I guessed you already aware of your options from the answer from my colleagues.
No top-up grant is available when you convert from current SPR to SC after you bought the resale HDB.

But the good news is, you are still young and able to generate income to serve your monthly mortgage now.
After 5 yrs (MOP) or more, you will be able to benefit from the hard work that you have generate from now when you sell your HDB.

Especially if one of you successfully convert to SC, and able to get a BTO. You will be eligible for:
(1) HDB loan
(2) Receive all the perks meant for SC in HDB purchase

You will be able:
(a) get a bigger flat,
(b) smaller start up capital as HDB loan allowed up to 90% loan,
(c) No resale levy

Hope the above answer to your main concerns, but if there are more queries, do not hesitate and feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com

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