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Hi,

I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi there, you guys would have a quite a few options available, however, do take note that your CPF retirement min sum would come into effect after age 55. my suggestion would be to do a more detailed financial calculation to determine your budget and also your requirements before proceeding with your plan. do drop me a call/text for a more detailed discussion @ 96871379  .
Thanks and Regards Read More

Good afternoon,

It could be possible to upgrade to a newer HDB so as to ensure the lease decay issue does not affect you when you are closer to retirement after 10 or 20 years. Or if your child has yet to get their property, you can also co-invest in another investment property with potential upside by paying for their down payment while they take up the home loan. Majority of the monthly repayments can be covered by the rental income.

I'm contactable at wa.me/6597432395 for an complimentary exploratory discussion. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
ERA Diamond Achiever

SEAA Salesperson Achievement Award 2021 (Gold)
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ERA Top 93th Achiever for Full-Year 2020 (Top 1.5% Company Level)
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SMU BBM (Finance), Magna Cum Laude
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Contact: (+65) 97432395 
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-- HDB Jurong West 5-RM Sellers, Exec Apartment Purchasers, Lenz & Michelle --

We would like to thank you for ensuring a smooth and well-explained process throughout the whole selling and buying of our property. We got to know you thru Property Guru, where we are scouting for condo around West area. We remember that we are quite tight in our budget in purchasing the condo unit,but you are still very willingly explaining and calculating our financial liabilities. You are always having your smiles whenever we met for discussion.

We appreciated your process of selling and buying of our property are very systematically and well executed, from financial calculation to the purchase procedure of our new house. We are always being updated thru our group chat during the engagement of your service.

We would never expect such a smooth sailing experience of selling and buying of property. Your professionalism in work will definitely be remembered and rewarded. All the best in your property venture!

Condo Seller Mr & Mrs Wee : We would like to share our appreciation and commendation to Ivan for their professionalism and dedication in handling our property transaction. It was a great pleasure to work with him as he was patient throughout the entire process and explained to us and clarified any doubts we had without fail. He was also very prompt in responding to all the queries we had. While we were unsure if we were able to sell off the property in time, Ivan constantly reassured us that it was possible and offered his professional advice. In fact, he managed to secure an offer to sell the property above our expected price while concurrently negotiated the buying price for our next property. Having Ivan as our agent significantly made the entire process seamless and fuss-free. We will definitely recommend Ivan to our family and friends. Read More

Dear sir and madam,

The decision to stay put or upgrade/upsize will greatly be affected by the financial flow after selling the current flat, given that both of you are in your late fifties, therefore the CPF Retirement Account kicks in, and if you have utilised a fair amount of CPF monies for the current flat you own, these amount of monies will be returned back into your CPF account plus the accrued interest, therefore if you have not met the basic retirement sum in your RA, your funds maybe locked in and you maybe unable to utilise these funds for your next purchase.

Therefore, the details you have provided is insufficient for us to make any recommendations on whether to stay or to move. Of course, base on status quo, you may look into staying on further but until when? Perhaps it is a ripe time to start looking into how should restructure the asset.

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Associate Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
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My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

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Landed Dynamic Alliance
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Hi

In order to advise you further on the best approach with regards to your situation, I will need more information with regards to your profile, financial needs and family structure. I am well-versed in HDB transactions. Do contact me at 93375051  for a free and non obligatory discussion on this.

Regards
Taufik Hussein
Marketing Director
ERA Realty Network Pte Ltd
CEA Reg No: R061607B
Contact No: 93375051  Read More

Hi,

1) My opinion would be to ask yourself what needs you are considering.
(a) Staying near where your children or grandchildren are.
(b) Nearer to a prestige school where your grandchildren might be enrolling.
(c) Nearer to connectivity or amenities where you might not be driving anymore at a later time.
(d) A fresh new place so as to do up a more conducive and convenient renovation that can last you till retiring,

2) After considering the needs then you want to achieve, the next thing is to tabulate a financial plan on whether selling off your flat could help to achieve your needs.
3) Once you know what is the cash flow available after the shifting or upgrading, then you could consider whether you want to go through the hassle to achieve it.
4) It is never an easy option after staying in the current place for so long. Thus you will need more time to discuss with your family after knowing the odds.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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