8 Answers


I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Have a good day ahead. By the way, probably one of the options is to keep appealing to the HDB.

Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
Hi Donovan,

1) To be honest, the HDB already gave you a way out.
2) They can hold on to the BTO for another 30 months or return the downpayment back to you instead.
3) You will lose out on your buyer stamp duty and legal fees for sure when they decide to do so.
4) Although you can't control a life event from happening, you can do something possible by releasing the property to the open market.
5) I believe the HDB would allow you to collect your BTO key when you provide proof that you are working hard to sell the property at a reasonable market price.
6) The key word is reasonable market price. If you are asking a few hundred thousand above the market rate, the HDB can tell that you are trying to play a game with them.
7) Doing a bogus transfer will lead to providing false information to the HDB, which will bring you further down to the wrong side.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

I hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
https://www.facebook.com/Homesellerbuyer Read More
Hi there, I understand the urgency of the issue, first of all, "has somehow inherited a private property" does this means this property is currently under her name? or is it under a trust or administration. Secondly by sell, do you mean the completion of the sales? I would need to understand this in more details before I can advise on the correct action.
But generally speaking, HDB are quite easy going is would be able to provide concussion if we can provide reasonable explanation. Last option would be to appeal. Do drop me a call/text for a more detailed discussion and I may just be able to point you in the right direction.
 9687 1379 
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I think you can try to clarify what is HDB's definition on when the private property is considered sold. If its just to show them an exercised OTP of the private property, this can be obtained as fast as 14 days from the day the private property buyer enters the OTP contract with you. This period as one would expect will be longer if the sale price is much higher than market norm as buyers will be hesitant to purchase and it takes a longer time to find a buyer.

As for BTO key collection, it seems like an eligibility issue that HDB deems that the criteria is not satisfied, as such the key collection has to be delayed. While the events are unforeseen, it is encouraging that HDB is able to exercise the discretion to allow you to still keep the BTO. Technically speaking, in HDB's terms & conditions they have the right not to allow you to keep the BTO and refund your payment since the eligibility conditions are no longer fulfilled. I would think it is more optimal for you to work out an arrangement with HDB in an amicable way to try to meet both sides objectives.

And do you mean the Estate needs more time for the transfer of the property ownership to your spouse?

Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
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Hi Donovan,

Sorry to hear about the unfortunate incident from your wife's family. Since concession has been given by HDB to waive off the 30 months period, I feel it is probably fair to have the property sold before you collect the keys. The situation could be worse if HDB totally disallow you to takeover the BTO unit due to the ownership of private property. What if HDB revoke this concession if you push on your agenda further?

A private property can still be sold in under 6 months, in fact it can be done in 3 months or lesser, if the price positioning is done realistically, if transferring to another party is not a viable method on trust issues. In fact, once the buyer of the private property has exercised the Option To Purchase, you may try to appeal to HDB again to collect the key prior to the completion of the sale, since the private property is technically considered sold upon exercising of the Option To Purchase.

I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

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Geryl Lim
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Hi Donovan,

I have assisted my clients who are in a similar situation before and they have managed to keep their HDB flat. It is possible to meet the May timeline to collect your keys. Please feel free to contact me so that I can understand your situation and provide you with further assistance.

Nick Tan
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Robbie Chen Chee Howe
Hi Donovan,

Noted on your case above. In my opinion, HDB has already given you concession on this 30-month rule, it seems unwise to me for you to take legal action against them. You will have more to lose.

In my opinion, instead of challenging HDB on this, why not spend the effort on disposing off the inherited property? It's only March, and you have around 2 months to find a Buyer for the property. I believe there is ample time for you to find a Buyer if the pricing and marketing is done right. Unless the inherited property is not in Singapore, I don't see why you can't find a Buyer in 2 months time?

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile +65 97 48 63 05. I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
+65 97 48 63 05
PropNex Realty Read More
My Answer with regards to your Question:

There's no guaranteed solution, but exploring negotiation with HDB, consulting a lawyer, and considering the transfer option with caution by consulting lawyer might offer some possibilities.

Allow me Assist Further Read More