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It has to gain approval from HDB and if your mum has utilised any of her CPF monies for this HDB, you will be required to refund this amount plus the accrued interest to her CPF account if HDB approves this transfer. Read More

Hi, you might be required to buy over her share of the HDB, which includes the CPF amount she used to finance the HDB.

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Landon Chew
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landonchew@email.com Read More

Good day to you,

If your financial ability permits, you can opt to proceed with part purchase of the unit and buy over your mother's share of the unit.

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Mike Lim
 96929209 
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ERA Read More

Hi there!

Yes, you can change the ownership of your HDB unit solely to yourself since you’ve turned 35. Here's what you need to know:

- **Eligibility**: As you’re now 35, you qualify under the Singles Scheme to own an HDB flat.

- **Ownership Transfer**: You can apply to transfer the ownership from joint to sole, but your mum must agree to the transfer.

- **Fees**: You’ll need to pay certain fees like stamp duty (if applicable) and conveyancing fees for the ownership transfer process. The amount varies based on the property's value.

- **Outstanding Loan**: If there’s an outstanding loan on the flat, you might need to refinance it under your name or take up a new loan. This can affect the total cost you’ll have to bear.

- **HDB Approval**: Make sure to get approval from HDB for the transfer. The process can take some time, so plan ahead.

If you need help navigating this, feel free to reach out!

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Hi, appreciate your sharing. Best to check with HDB directly as case by case approval required.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Hi,

Yes, this is possible, provided your Mum is agreeable to transfer her shares of the flat to you.

Do take note that you will have to refund whatever CPF monies your Mum has utilised on the flat, plus accrued interest. You will also have to undertake the balance loan of the flat.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile +65 97 48 63 05. I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
+65 97 48 63 05
PropNex Realty Read More

Hi,

Yes its possible but HDB needs to review your case and grant approval. You must also be single Singaporean citizen 35 years old to
qualify and be eligible to take over. If its still under loan, you need to be able to qualify and financially able to take over the loan. You also need to refund the CPF utilized + accrued interest of what your mum has used for the property.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

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