If you're buying cash, then no problem.
You can also explore buying 2 room resale before 55. It your CPF is able to pay all, then your cash proceeds is untouched.
You win time and don't have to do 30 months waiting time.
Either option, do the calculation for money vs time.
See which one will be better for your situation..
Hope this helps !
- Hakim Realtor
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