Asked by Red
I am a sporean with my pr wife is planning to buy a 2nd property (a new or resale condo) to live while renting out my hdb. I lived in hdb 6 yrs and is fully paid. Can I take 80% bank loan? The 20% must be cash or can I use cpf? If I top my wife cpf back in cash (majority was used from my cpf acct and i have the minimum sum $67k in my ord + special acct) so that she is not affected by the minimum sum can I use this back as part of the 20%? Do I need to pay agent fee for new or resale condo? Is there any stamp duty for new or resale condo? What else do I need to take note of?? Thanks
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