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I am a self-employed/entrepreneur looking to buy a private property.

Can any property agent / mortgage agent please advice on how I can obtain financing/mortgage loan?

What I know now is that most banks require 2-year tax statement. Is this true?

Also I heard it's possible to obtain loan by having fixed assets e.g Fixed Deposit. What is the amount usually required?
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6 Answers

Evening,

Depending on the loan amount and which bank you approach, you will need to prepare at least 2 years' worth of income tax statement. With fixed deposit of premium value will definitely help with the mortgage loan approval.

Do feel free to contact me so that I can get my Bankers to work closely with you.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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Hi,
If you are self employed more than 2 years, then just required 1 year tax assessment record. You are right, you can use the pledging. Meaning some fix deposit for 4 years, the loan amount to be calculate by banker. Please drop me an email for me to share more.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
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Dear buyer,

I was just speaking to a DBS banker on this topic last week in my team meeting. Suppose this banker will be able to help you better if you wish to get in touch with him?

Drop me a PM or email if you need as we are not alerted to your response on this thread. Thanks.

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Robbie Chen Chee Howe
Hi,

As a self-employed, you will need to furnish 1 or 2 years income tax statements for loan assessment.

You can speak to a mortgage specialist or a banker regarding loan matters, they will be happy to assist.

Please contact me at my mobile 9748 6305  . I can recommend to you my trusted banker contact. You can speak directly to him regarding all your queries.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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GAN ENG JOO ONASSIS
Dear Buyer,

Re: Today’s SG Professional Choice- SGAgent.com & SGRealtor.com

Consult the parent bank you are using will be recommended.

The simplest way, is to drop by any shopping mall with various banks and inquiry at their housing loan counter to receive professional consultation in a seconds :)

I am contactable at 92222389  or onassis@sgagent.com / sgrealtor.com
In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

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Please call me @ 94386522  to get more insights and advice as I have done a few similar cases.

Thank you.

David PN Read More
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