4 Answers

Mike Lim
Replied
Evening Ross,

Since your HDB unit have being purchased in 1996, you are eligible to purchase your second property now. You are also allow to keep your HDB unit too. As for the resale of your private property after purchase, you are technically correct. However, you will be subjected to seller stamp duty, depending on point of sales, which ranges from 16% to 4%.

FYI
Mike Lim
 96929209 
R026708F
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Tricia Tan
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Hi Ross,
Yes you can keep your HDB even if you buy a pte property now. Currently there will be a stamp fees for selling if you sell your property within 4 years. To find out more in details, please kindly drop me a text or call. Will be pleased to share more with you in details.
Tricia Tan
 92700867 
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Mandy Hsieh
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YT Tan (陈永达)
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Hi Ross,

1. Yes, you dont have to sell off your HDB flat if your unit has fulfilled the applicable MOP.

2. Yes you can sell off your private property anytime but will be subject to seller's stamp duty.
a) within first year of purchase: 16%
b)within second year of purchase: 12%
c) within third year of purchase: 8%
d) within fourth year of purchase: 4%
e) after 4 years of purchase: not applicable

Feel free to contact me if you have any doubts.

Warmest Regards,
YT TAN
District Consultant
R043025D
(M): 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W1): www.yttan.com
(W2): yttan.stproperty.com.sg/
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