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Hi, Me and Fiancee are getting married next feb 2011. Understand that once we get the keys we need to produce e marriage cert within 3/6mths right? Currently we are looking for 5rm resale flat in woodlands area with CPF of abt 50k in total and also getting the grant of 40k living near parent and first timer as well as AHG. Howere does that means we can only start looking for a flat somewhere in Aug/Sept? i heard that you can defer to produce e marriage cert ? Is that true? can anyone enlightened my regarding the process? whats e best timing to start looking for a flat. thks
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1 Answer

Hi Mr San,

First of all, congrats for preparing for the marriage.
A couple buying a HDB resale under Fiance and Fiancee scheme is required to produce ROM cert on the HDB 2nd Appt (if not taking HDB grant), and 3 months from HDB 2nd Appt (if taking HDB grant).
What is your age and your fiancee's age? The above applies for anyone above 21 of age. However, special approval is required from MCYS if one is below 18 years buying a HDB resale.
In your case planning for ROM cert in Feb 2011, your HDB 2nd Appt shall be about Nov 2010. Usually the HDB 2nd Appt is 8 weeks from 1st Appt. Your HDB 1st Appt shall be around Sep 2010 and submission shall be around End Jun/ July 2010 (based on today's schedule, 10 weeks is the HDB 1st Appt upon submission).
You may starting looking for a resale flat in Jun 2010.
The question is your purchase of HDB 5 room. Pls make sure you set aside cash for the COV, and CPF for the 10% + Stamp Fee for Transfer and for Mortgage. It is advisable to do up a financial plan for buying.

Do call me at 98765130  to discuss in details and confidence.

Thanks.
TC Tan
Group Director
DWG
dennisweeagent@yahoo.com.sg
http://www.dennisweeagent.myweb.sg Read More
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