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Hi, Me and Fiancee are getting married next feb 2011. Understand that once we get the keys we need to produce e marriage cert within 3/6mths right? Currently we are looking for 5rm resale flat in woodlands area with CPF of abt 50k in total and also getting the grant of 40k living near parent and first timer as well as AHG. Howere does that means we can only start looking for a flat somewhere in Aug/Sept? i heard that you can defer to produce e marriage cert ? Is that true? can anyone enlightened my regarding the process? whats e best timing to start looking for a flat. thks
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7 Answers

Hi Mr San,

First of all, congrats for preparing for the marriage.
A couple buying a HDB resale under Fiance and Fiancee scheme is required to produce ROM cert on the HDB 2nd Appt (if not taking HDB grant), and 3 months from HDB 2nd Appt (if taking HDB grant).
What is your age and your fiancee's age? The above applies for anyone above 21 of age. However, special approval is required from MCYS if one is below 18 years buying a HDB resale.
In your case planning for ROM cert in Feb 2011, your HDB 2nd Appt shall be about Nov 2010. Usually the HDB 2nd Appt is 8 weeks from 1st Appt. Your HDB 1st Appt shall be around Sep 2010 and submission shall be around End Jun/ July 2010 (based on today's schedule, 10 weeks is the HDB 1st Appt upon submission).
You may starting looking for a resale flat in Jun 2010.
The question is your purchase of HDB 5 room. Pls make sure you set aside cash for the COV, and CPF for the 10% + Stamp Fee for Transfer and for Mortgage. It is advisable to do up a financial plan for buying.

Do call me at 98765130  to discuss in details and confidence.

Thanks.
TC Tan
Group Director
DWG
dennisweeagent@yahoo.com.sg
http://www.dennisweeagent.myweb.sg Read More
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WhatsApp me at >> ✔✔9856 9255 or through this link.:https://wa.me/6598569255.

-----------------------99Years------------------------999Years---------------------->>>

IF YOU NEED more assistance with PROPERTY matters such as RENTING, SELLING, BUYING, or INVESTING, I’m here to help.

WhatsApp me at ✔✔ ABLE TOH (65) 9856 9255  , Property Agent (Director ) or via this link:

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For UPDATED INFO, E BROCHURE, FLOOR PLAN, and PRICE LIST for New Launches Condominium in Singapore, contact me directly.

✔✔ Connect Singapore Line (ABLE TOH): (65) 9856 9255  , Property Agent (Director )

✔✔ WhatsApp: https://wa.me/6598569255
✔✔ Email: Able.selling@gmail.com

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CHINESE VERSION // 中文版本

如需房产相关协助,
包括出租、出售、购买或投资,
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✔✔ 房地产经纪(董事) 诗强:/ABLE TOH (65)9856 9255 
WhatsApp:https://wa.me/6598569255

✔✔✔查看我的客户评价:
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新推出私人公寓资料、电子手册、户型图及价格表,
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✔✔ 新加坡联系号码(ABLE TOH)/ 诗强:(65)9856-9255
✔✔ 电子邮箱:Able.selling@gmail.com

--------------- 结束 / The END ------------------ Read More
1
WhatsApp me at >> ✔✔9856 9255 or through this link.:https://wa.me/6598569255.

-----------------------99Years------------------------999Years---------------------->>>

IF YOU NEED more assistance with PROPERTY matters such as RENTING, SELLING, BUYING, or INVESTING, I’m here to help.

WhatsApp me at ✔✔ ABLE TOH (65) 9856 9255  , Property Agent (Director ) or via this link:

https://wa.me/6598569255

Unfortunately, this platform does not allow direct contact, but you can easily reach me on WhatsApp.

✔✔✔You can READ my REVIEWS here:Able S K Toh

https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

For PRIVATE HOME BUYERS

✔✔ I offer solutions for sourcing resale and new PRIVATE homes at ZERO charge

✔✔ Most PRIVATE seller agents are willing to share commission with buyer agents

DEVELOPER SALES TEAM

✔✔ BEST PRICES ✔✔ NO AGENT FEES

✔✔ LOWEST PRICE GUARANTEED

For UPDATED INFO, E BROCHURE, FLOOR PLAN, and PRICE LIST for New Launches Condominium in Singapore, contact me directly.

✔✔ Connect Singapore Line (ABLE TOH): (65) 9856 9255  , Property Agent (Director )

✔✔ WhatsApp: https://wa.me/6598569255
✔✔ Email: Able.selling@gmail.com

---///------
CHINESE VERSION // 中文版本

如需房产相关协助,
包括出租、出售、购买或投资,
欢迎联系我。

✔✔ 房地产经纪(董事) 诗强:/ABLE TOH (65)9856 9255 
WhatsApp:https://wa.me/6598569255

✔✔✔查看我的客户评价:
Able S K Toh,房地产经纪(董事) 诗强
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

私人住宅买家服务
✔✔ 协助转售及新私人住宅
✔✔ 买家无需中介费

发展商销售团队
✔✔ 最优惠价格
✔✔ 无中介费
✔✔ 保证最低价

新推出私人公寓资料、电子手册、户型图及价格表,
欢迎随时联系。

✔✔ 新加坡联系号码(ABLE TOH)/ 诗强:(65)9856-9255
✔✔ 电子邮箱:Able.selling@gmail.com

--------------- 结束 / The END ------------------ Read More
1
WhatsApp me at >> ✔✔9856 9255 or through this link.:https://wa.me/6598569255.

-----------------------99Years------------------------999Years---------------------->>>

IF YOU NEED more assistance with PROPERTY matters such as RENTING, SELLING, BUYING, or INVESTING, I’m here to help.

WhatsApp me at ✔✔ ABLE TOH (65) 9856 9255  , Property Agent (Director ) or via this link:

https://wa.me/6598569255

Unfortunately, this platform does not allow direct contact, but you can easily reach me on WhatsApp.

✔✔✔You can READ my REVIEWS here:Able S K Toh

https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

For PRIVATE HOME BUYERS

✔✔ I offer solutions for sourcing resale and new PRIVATE homes at ZERO charge

✔✔ Most PRIVATE seller agents are willing to share commission with buyer agents

DEVELOPER SALES TEAM

✔✔ BEST PRICES ✔✔ NO AGENT FEES

✔✔ LOWEST PRICE GUARANTEED

For UPDATED INFO, E BROCHURE, FLOOR PLAN, and PRICE LIST for New Launches Condominium in Singapore, contact me directly.

✔✔ Connect Singapore Line (ABLE TOH): (65) 9856 9255  , Property Agent (Director )

✔✔ WhatsApp: https://wa.me/6598569255
✔✔ Email: Able.selling@gmail.com

---///------
CHINESE VERSION // 中文版本

如需房产相关协助,
包括出租、出售、购买或投资,
欢迎联系我。

✔✔ 房地产经纪(董事) 诗强:/ABLE TOH (65)9856 9255 
WhatsApp:https://wa.me/6598569255

✔✔✔查看我的客户评价:
Able S K Toh,房地产经纪(董事) 诗强
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

私人住宅买家服务
✔✔ 协助转售及新私人住宅
✔✔ 买家无需中介费

发展商销售团队
✔✔ 最优惠价格
✔✔ 无中介费
✔✔ 保证最低价

新推出私人公寓资料、电子手册、户型图及价格表,
欢迎随时联系。

✔✔ 新加坡联系号码(ABLE TOH)/ 诗强:(65)9856-9255
✔✔ 电子邮箱:Able.selling@gmail.com

--------------- 结束 / The END ------------------ Read More
1
WhatsApp me at >> ✔✔9856 9255 or through this link.:https://wa.me/6598569255.

-----------------------99Years------------------------999Years---------------------->>>

IF YOU NEED more assistance with PROPERTY matters such as RENTING, SELLING, BUYING, or INVESTING, I’m here to help.

WhatsApp me at ✔✔ ABLE TOH (65) 9856 9255  , Property Agent (Director ) or via this link:

https://wa.me/6598569255

Unfortunately, this platform does not allow direct contact, but you can easily reach me on WhatsApp.

✔✔✔You can READ my REVIEWS here:Able S K Toh

https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

For PRIVATE HOME BUYERS

✔✔ I offer solutions for sourcing resale and new PRIVATE homes at ZERO charge

✔✔ Most PRIVATE seller agents are willing to share commission with buyer agents

DEVELOPER SALES TEAM

✔✔ BEST PRICES ✔✔ NO AGENT FEES

✔✔ LOWEST PRICE GUARANTEED

For UPDATED INFO, E BROCHURE, FLOOR PLAN, and PRICE LIST for New Launches Condominium in Singapore, contact me directly.

✔✔ Connect Singapore Line (ABLE TOH): (65) 9856 9255  , Property Agent (Director )

✔✔ WhatsApp: https://wa.me/6598569255
✔✔ Email: Able.selling@gmail.com

---///------
CHINESE VERSION // 中文版本

如需房产相关协助,
包括出租、出售、购买或投资,
欢迎联系我。

✔✔ 房地产经纪(董事) 诗强:/ABLE TOH (65)9856 9255 
WhatsApp:https://wa.me/6598569255

✔✔✔查看我的客户评价:
Able S K Toh,房地产经纪(董事) 诗强
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

私人住宅买家服务
✔✔ 协助转售及新私人住宅
✔✔ 买家无需中介费

发展商销售团队
✔✔ 最优惠价格
✔✔ 无中介费
✔✔ 保证最低价

新推出私人公寓资料、电子手册、户型图及价格表,
欢迎随时联系。

✔✔ 新加坡联系号码(ABLE TOH)/ 诗强:(65)9856-9255
✔✔ 电子邮箱:Able.selling@gmail.com

--------------- 结束 / The END ------------------ Read More
1
WhatsApp me at >> ✔✔9856 9255 or through this link.:https://wa.me/6598569255.

-----------------------99Years------------------------999Years---------------------->>>

IF YOU NEED more assistance with PROPERTY matters such as RENTING, SELLING, BUYING, or INVESTING, I’m here to help.

WhatsApp me at ✔✔ ABLE TOH (65) 9856 9255  , Property Agent (Director ) or via this link:

https://wa.me/6598569255

Unfortunately, this platform does not allow direct contact, but you can easily reach me on WhatsApp.

✔✔✔You can READ my REVIEWS here:Able S K Toh

https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

For PRIVATE HOME BUYERS

✔✔ I offer solutions for sourcing resale and new PRIVATE homes at ZERO charge

✔✔ Most PRIVATE seller agents are willing to share commission with buyer agents

DEVELOPER SALES TEAM

✔✔ BEST PRICES ✔✔ NO AGENT FEES

✔✔ LOWEST PRICE GUARANTEED

For UPDATED INFO, E BROCHURE, FLOOR PLAN, and PRICE LIST for New Launches Condominium in Singapore, contact me directly.

✔✔ Connect Singapore Line (ABLE TOH): (65) 9856 9255  , Property Agent (Director )

✔✔ WhatsApp: https://wa.me/6598569255
✔✔ Email: Able.selling@gmail.com

---///------
CHINESE VERSION // 中文版本

如需房产相关协助,
包括出租、出售、购买或投资,
欢迎联系我。

✔✔ 房地产经纪(董事) 诗强:/ABLE TOH (65)9856 9255 
WhatsApp:https://wa.me/6598569255

✔✔✔查看我的客户评价:
Able S K Toh,房地产经纪(董事) 诗强
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

私人住宅买家服务
✔✔ 协助转售及新私人住宅
✔✔ 买家无需中介费

发展商销售团队
✔✔ 最优惠价格
✔✔ 无中介费
✔✔ 保证最低价

新推出私人公寓资料、电子手册、户型图及价格表,
欢迎随时联系。

✔✔ 新加坡联系号码(ABLE TOH)/ 诗强:(65)9856-9255
✔✔ 电子邮箱:Able.selling@gmail.com

--------------- 结束 / The END ------------------ Read More
1
WhatsApp me at >> ✔✔9856 9255 or through this link.:https://wa.me/6598569255.

-----------------------99Years------------------------999Years---------------------->>>

IF YOU NEED more assistance with PROPERTY matters such as RENTING, SELLING, BUYING, or INVESTING, I’m here to help.

WhatsApp me at ✔✔ ABLE TOH (65) 9856 9255  , Property Agent (Director ) or via this link:

https://wa.me/6598569255

Unfortunately, this platform does not allow direct contact, but you can easily reach me on WhatsApp.

✔✔✔You can READ my REVIEWS here:Able S K Toh

https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

For PRIVATE HOME BUYERS

✔✔ I offer solutions for sourcing resale and new PRIVATE homes at ZERO charge

✔✔ Most PRIVATE seller agents are willing to share commission with buyer agents

DEVELOPER SALES TEAM

✔✔ BEST PRICES ✔✔ NO AGENT FEES

✔✔ LOWEST PRICE GUARANTEED

For UPDATED INFO, E BROCHURE, FLOOR PLAN, and PRICE LIST for New Launches Condominium in Singapore, contact me directly.

✔✔ Connect Singapore Line (ABLE TOH): (65) 9856 9255  , Property Agent (Director )

✔✔ WhatsApp: https://wa.me/6598569255
✔✔ Email: Able.selling@gmail.com

---///------
CHINESE VERSION // 中文版本

如需房产相关协助,
包括出租、出售、购买或投资,
欢迎联系我。

✔✔ 房地产经纪(董事) 诗强:/ABLE TOH (65)9856 9255 
WhatsApp:https://wa.me/6598569255

✔✔✔查看我的客户评价:
Able S K Toh,房地产经纪(董事) 诗强
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

私人住宅买家服务
✔✔ 协助转售及新私人住宅
✔✔ 买家无需中介费

发展商销售团队
✔✔ 最优惠价格
✔✔ 无中介费
✔✔ 保证最低价

新推出私人公寓资料、电子手册、户型图及价格表,
欢迎随时联系。

✔✔ 新加坡联系号码(ABLE TOH)/ 诗强:(65)9856-9255
✔✔ 电子邮箱:Able.selling@gmail.com

--------------- 结束 / The END ------------------ Read More
1

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