you can appeal ,... (under deferred income assessment)
couples who fulfil the eligibility conditions within the last 12 months before the HFE letter application may have their income assessed nearer to their key collection appointment for the EHG and HDB housing loan.
You will be informed during your flat booking appointment if you are eligible to defer your income assessment.
Eligibility conditions
Criteria Conditions
Student/ NSF status
Both parties of a couple must:
Be full-time students or National Servicemen (NSF); and/ or
Have completed full-time studies or National Service (NS) within the last 12 months before the HFE letter application.
You have to provide the following documents to verify your status when booking a flat:
Status Documents Required
Full-time student Document from Education Institution confirming enrolment in a full-time programme
Completed studies within the last 12 months before the HFE letter application Graduation certificate
Full-time National Serviceman National Service ID card or letter from the relevant ministry
ORD within the last 12 months before the HFE letter application ORD Certificate of Service
Age limit At the point of the HFE letter application, at least one party must be aged 30 or below.
Marital status The couple must be married or are applying for a flat under the Fiancé/ Fiancée Scheme.
Household status One party must be a first-timer.
Income assessment
If you are eligible, the income assessment for EHG and HDB housing loan will be carried out at the following points:
For the Purchase of: Income Assessment
Completed flat During the flat booking appointment
Uncompleted flat Approximately 3 months before flat completion
Read More
