Asked by Anonymous
Hi,
I have lived in Singapore for about 4 years on Employment Pass and now I'm back in India and working here in my home country. I still hold Singapore bank's credit card while in India and pay the money on-time if I'm doing any purchasing. I believe I have a pretty decent credit score in Singapore.
I always loved Singapore as my own country and wanted to invest there always.
Now, my question is can I still get a home loan from a local Singaporean Bank, say, LTV 75%, to buy a new Condominium even though technically I do not get any salary credit in any of the local Singaporean banks but have good Credit Score there. I have a decent salary crediting in my Indian bank and with that, I can always remit to Singapore to pay EMI for the home loan.
I would really appreciate if you can please guide me here.
Thank you,
I have lived in Singapore for about 4 years on Employment Pass and now I'm back in India and working here in my home country. I still hold Singapore bank's credit card while in India and pay the money on-time if I'm doing any purchasing. I believe I have a pretty decent credit score in Singapore.
I always loved Singapore as my own country and wanted to invest there always.
Now, my question is can I still get a home loan from a local Singaporean Bank, say, LTV 75%, to buy a new Condominium even though technically I do not get any salary credit in any of the local Singaporean banks but have good Credit Score there. I have a decent salary crediting in my Indian bank and with that, I can always remit to Singapore to pay EMI for the home loan.
I would really appreciate if you can please guide me here.
Thank you,
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