Good afternoon Kim,
The amount of downpayment will depend which loan are you taking.
If you are taking max 90% HDB loan, it will be 10% downpayment which can be fully paid by CPF OA funds.
If you opt for max 80% bank loan, the 20% downpayment will be as such:
1) 5% cash
2) 15% CPF or cash
Other expenses will be:
1) $200 valuation fee
2) $80 resale application fee
3) legal fees
4) prorated property tax
5) agent commission (1% of purchase price plus 7% GST)
I had assisted numerous buyers to purchase their resale HDB at or below valuation (NO COV!!!).
Probably you can share more information with me so I will be in a better position to advise and assist you further.
Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
R043025D
Propnex Realty Pte Ltd
(M):
+65 9111 5171 (E): yt.lovelyhomes@gmail.com
(W):www.yttan.com
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