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Hi,

Your understanding is not far off, typically the bank will not disburse the bridging loan amount until you have completed the 1st appointment. In this case its just a bit unfortunate and the best way needless to say is to quickly secure another buyer and discuss with developer for extension. If they are not open unfortunately you need to pay the late payment interest. I believe your current agent should have gone through all these with you? Other loans probably will mean personal loan or from loved ones.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

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(Client's Testimonials)

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-- HDB BTO 4rm Sellers Mr. Farvin & Ms. Sel --

Ivan was the first agent that we met up with and right from the offset we had good vibes as he has a friendly personal approach, detailed working style and focuses on building the long-term relationship.

Our unit comes with its challenges but Ivan remained positive and had no qualms committing to our plans right from the start. It took only 6 weeks of aggressive marketing for him to secure a good offer which was a pleasant surprise in the end.

Ivan was always responsive and we had no worries to pass him the house keys. The whole process was transparent and hassle free, and he was always thinking from our point of view on how to make life easier for the client. He is a committed professional and has fast execution, so we felt assured that things are done well and we can entrust the sale process entirely to him.

--- HDB Flat Upgraders Mr. & Mrs. Lee ---

We decided to engage Ivan as our agent as we were impressed with how he answered the enquiries on property guru website.

He has helped us to find our ideal unit and also sold our current unit. He was very patient and never pushy when we were looking for our ideal unit. He would tell us that it is always important to find a unit that we really liked.

When it comes to selling of our unit, he was always prompt in arranging for viewings and he also tried his best to arrange and consolidate the viewings due to our time constraints. He is a reliable and prompt agent and is always willing to clarify any concerns and questions that we have.

Thanks Ivan! :)

-- HDB 5-rm Sellers Mr. & Mrs. Ting --

We have engaged the services of Ivan Ng for sale of our property at Pandan Gardens. He is professional and systematic in his marketing approach.

He is hardworking and committed to his work. He puts in great efforts in arranging clients for viewings and kept us updated thereafter. He is ever ready to help and guide us whenever the need arises.

He provided us with sound and useful advice as well as closely follow through from the start till the smooth sale of the property within a short period of time.

Thanks, Ivan. Keep up the good work! Read More

Hi,

Yes, you will have to secure a buyer for your property before the bank can disburse your bridging loan.

What you can do now, is to try and talk to developer about the delay, and see if you can work things out from there.

Meanwhile, you need to step up your efforts in marketing your flat. Do let me have more details of your flat, see if I can find you a fast match.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you and your partner in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi There.
Unfortunately as you have not sold your hdb, you cannot get a bridging loan for your EC. Where is your HDB located? I would be pleased to assist you in your selling. Let me share with you how I have helped others owners moved on
You may reach me via a call/sms 91442664 
Tricia Tan 91442664 
Group Director
Propnex Realty Pte Ltd Read More

Dear sir,

I am really sorry to heat that. Usually for cases like this, I believe there might be some time line planning gone wrong along the way.

For your case, it is quite a tricky situation and it does not sound very positive. Usually when I answer questions in PropertyGuru, I will give some solutions here if possible but for your case, I will suggest that maybe you can give me a call and I can try to understand more from you and I see what advice I can provide for you. Do try to give me a call soon so that we can discuss about this as time is really not on our side.

Looking forward to hear from you soon! Cheers!

Best Regards,

Jeffrey Heng
Associate District Director (Sincerus Division)
NAVIS Living Group - A group in Orangetee & Tie that believes in Technology, Training & Teamwork (3Ts)

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