Understanding Property Valuation Discrepancies:
There can be several reasons for a difference between an advertised estimated valuation and a bank valuation for a condo unit:
Valuation Source: The advertised estimate might be based on factors like past transactions of similar units or property agent calculations. Bank valuations are typically conducted by qualified professionals who consider specific criteria set by the bank for loan purposes.
Market Fluctuations: The property market can fluctuate, and the advertised estimate might not reflect the most recent market conditions. Bank valuations aim to be a conservative assessment of the property's current value.
Unit-Specific Factors: The bank valuation considers the specific condition of the unit, renovations, and any unique features that might not be reflected in a general estimate.
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